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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Zopa have been amazing

Zopa have been amazing in helping me with financial advice and securing a loan to pay off credit cards. Always supportive and rrsponsible with their lending. The new current account works really well and communication has been really good Reviewed on: 15th January 2026

Glad I found it.

Simple to set up and use. Extremely competitive interest rates. Reviewed on: 15th January 2026

Good rates easy access

Good interest rates and a good app easy access to your account information and any queries were dealt with professionally Reviewed on: 15th January 2026

Easy to apply ,very easy to activate, easy to use,

Easy to apply ,very easy to activate, easy to use, Reviewed on: 15th January 2026

Starting off as a small customer with Zopa with cred...

Starting off as a small customer with Zopa with credit card and current account. Both easy to use and Zopa easy to contact if there is a problem Reviewed on: 15th January 2026

Easy to set up and use

It was easy to set up a Zopa Biscuit account which has the most generous cashback and interest rate offers I have seen. The savings accounts also offer great interest which, combined with easy acces, makes it an account worth having. Reviewed on: 15th January 2026

I recommend my friends

Am so happy with them good experience Reviewed on: 15th January 2026

Great savings rate brilliant online banking

Great savings rate brilliant online banking Reviewed on: 15th January 2026

great first impression from using the app

I found the app to be extremely helpful and intuitive. It has some features which make it stand out from the others. I wanted to open one of the savings accounts and that is the main reason why I applied for a current account. The app allows you to link your current accounts and you can see all of your balances from various currents that you have, in one place. Reviewed on: 15th January 2026

A good current account that pays interest

Happy to have a current account that pays interest on my balance. It is also good to get cashback on bills, but it would be better if there wasn’t a limit of £1,500 spent per year, as I think most households’ energy bills alone are higher than this amount. Reviewed on: 15th January 2026

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