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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to do online banking.

Very easy to do online banking. The idea of saving pots is a grey idea Reviewed on: 15th January 2026

Everything you expect, but much more

Zopa has everything you would expect from a modern, internet-based bank. The app is slick and straightforward. But what sets it apart is the excellent interest rate available on regular savings. Absolutely love this! Reviewed on: 15th January 2026

My zopa card

I've been using zopa for a couple of years I feel it's good value for money Reviewed on: 15th January 2026

Quick and easy to set up, the app is excellent, easy...

Quick and easy to set up, the app is excellent, easy to move money around etc Reviewed on: 15th January 2026

Easy, interactive app.

Easy, interactive app. Excellent service and returns. Reviewed on: 15th January 2026

Zopa account

Good functions app is easy to use Reviewed on: 15th January 2026

Cashback On Bills Is A Winner

Joined Zopa not knowing what to expect but the interest rates are better than other banks, I love cashback on bills (a nice unexpected reward), the app is easy to use, and I love that the account is called Biscuit! Reviewed on: 15th January 2026

Great experience

Great experience, didn't have any issues, congratulations Reviewed on: 15th January 2026

everything you need in one easy to use banking app

Never needed to use customer services, everything I need is available from the app. Good savings rates, choice of various accounts, what's not to like? I;m a very happy Zopa customer. Reviewed on: 15th January 2026

An easy to use account with interest

I find Zopa Biscuit current account so easy to use and love the fact that it pays 2% interest and gives cashback on direct debits.. I also love how easy it is to move money and save in Zopa savings earning excellent rates of interest. My Zopa current account has transformed how I managed my money. Reviewed on: 15th January 2026

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