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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good and easy to access and

Very good and easy to access and Reviewed on: 15th January 2026

Best bank in the Uk

Best bank in the Uk due to its investment features and customer service. Reviewed on: 15th January 2026

good service and keep you up to date

good service and keep you up to date Reviewed on: 15th January 2026

I have only been a Zopa Biscuit account holder for a...

I have only been a Zopa Biscuit account holder for a short time, but so far it have proven excellent, and l have already received some interest. Reviewed on: 15th January 2026

First class service always with easy to use app.

First class service always with easy to use app. great communication and brilliant interest rates even in the current account. Highly recommended! Reviewed on: 15th January 2026

Reliable, User-Friendly Banking with Excellent Service

I’ve been really enjoying my experience with Zopa Bank. The app is user friendly, transparent, and easy to navigate, making everyday banking simple and stress free. Customer support has been reliable whenever needed, and the overall service feels modern and trustworthy. I truly appreciate the clarity and efficiency Zopa offers and wish the team continued success as they strive for excellence and growth in the future. Reviewed on: 15th January 2026

Easy Easy banking App

App so easy to use, best bank App I have ever used! Reviewed on: 15th January 2026

Simple and easy to use,

Simple and easy to use, good offer and well presented Reviewed on: 15th January 2026

Excellent bank easy to use app and great interest ra...

Excellent bank easy to use app and great interest rates I hope that they drop after 1 year as I my previous bank chase did Reviewed on: 15th January 2026

Zopa Delighted.

Easy to use, great web app, flexible options to move money in and out. Reviewed on: 15th January 2026

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