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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Very good and easy to access and

Very good and easy to access and Reviewed on: 15th January 2026

Best bank in the Uk

Best bank in the Uk due to its investment features and customer service. Reviewed on: 15th January 2026

good service and keep you up to date

good service and keep you up to date Reviewed on: 15th January 2026

I have only been a Zopa Biscuit account holder for a...

I have only been a Zopa Biscuit account holder for a short time, but so far it have proven excellent, and l have already received some interest. Reviewed on: 15th January 2026

First class service always with easy to use app.

First class service always with easy to use app. great communication and brilliant interest rates even in the current account. Highly recommended! Reviewed on: 15th January 2026

Reliable, User-Friendly Banking with Excellent Service

I’ve been really enjoying my experience with Zopa Bank. The app is user friendly, transparent, and easy to navigate, making everyday banking simple and stress free. Customer support has been reliable whenever needed, and the overall service feels modern and trustworthy. I truly appreciate the clarity and efficiency Zopa offers and wish the team continued success as they strive for excellence and growth in the future. Reviewed on: 15th January 2026

Easy Easy banking App

App so easy to use, best bank App I have ever used! Reviewed on: 15th January 2026

Simple and easy to use,

Simple and easy to use, good offer and well presented Reviewed on: 15th January 2026

Excellent bank easy to use app and great interest ra...

Excellent bank easy to use app and great interest rates I hope that they drop after 1 year as I my previous bank chase did Reviewed on: 15th January 2026

Zopa Delighted.

Easy to use, great web app, flexible options to move money in and out. Reviewed on: 15th January 2026

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