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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

App usage

I’ve only ever used App. Instant information for saving and bank accounts. Great deals Reviewed on: 15th January 2026

It’s a great bank to experience lots going on great...

It’s a great bank to experience lots going on great rewards fantastic returns on your investment easy app all in all a great bank to deal with Reviewed on: 15th January 2026

Zopa’s app is the easiest to use.

Zopa’s app is the easiest to use. It’s very user friendly, however if you’re in need of contacting a member of staff that’s incredibly easy too. Reviewed on: 15th January 2026

Accounts and pots are really easy to set up.

Accounts and pots are really easy to set up. Zopa also test beta experiences which is fun and engaging. Reviewed on: 15th January 2026

Great savings rates, innovative app and product range.

Great savings rates, innovative app and product range. Customer service super personable. Easy to open account, quick delivery of the card with well thought through design and packaging. Reviewed on: 15th January 2026

The app is so easy to navigate.

The app is so easy to navigate. I recall like that you can see your interest grow daily, unlike other banks. Massive incentive for me. The boosted savings account is also a great incentive; I have saved far more quickly with Zopa. Reviewed on: 15th January 2026

Happy with Zopa card, clear app !

Happy with Zopa credit card, clear app Reviewed on: 15th January 2026

Haven’t encountered any issues since I opened zopa a...

Haven’t encountered any issues since I opened zopa account everything been perfect Reviewed on: 15th January 2026

Easy to use with lots of choices.

Easy to use with lots of choices. They Zooa also has great rates as well. Reviewed on: 15th January 2026

Easy to access, intuitive and flexible service

Easy to access, intuitive and flexible to operate making it a superb online banking product Reviewed on: 15th January 2026

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