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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use app and good savings rates

Easy to use app and good savings rates alongside the biscuit current account. Reviewed on: 15th January 2026

Ease of access to your funds

I moved my savings out of Manzo as they were cutting their rates and you had to wait a minimum of 24 hours before you could lift your money. Zopa is much better as you can transfer money from your savings and get immediate access to it! Reviewed on: 15th January 2026

Excellent service

Am very happy with my account and the service I received Reviewed on: 15th January 2026

A Brilliant All Rounder

It's app is superb and their offers are excellent. Reviewed on: 15th January 2026

Excellent website, easy to use, good rates of interest

Excellent website, easy to use, good rates of interest Reviewed on: 15th January 2026

Great bonus interest rate

Great bonus interest rate, easy to see if you have met the criteria to achieve the bonus rate. Flexible account management. Reviewed on: 15th January 2026

Great products and ease of banking second to none.

Great products and ease of banking second to none.Interest provided is excellent. Sorry I didn’t bank with Zopa sooner! Would definitely recommend to others. Reviewed on: 15th January 2026

Great product and app, great and simple to use

Great product and app, great and simple to use Reviewed on: 15th January 2026

Interest galore

Plenty of opportunity to earn interest on savings and spending like no other uk bank Reviewed on: 15th January 2026

Generally a brilliant service.

Generally a brilliant service. Easy to use, easy to understand Reviewed on: 15th January 2026

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