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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Easy to use app and good savings rates

Easy to use app and good savings rates alongside the biscuit current account. Reviewed on: 15th January 2026

Ease of access to your funds

I moved my savings out of Manzo as they were cutting their rates and you had to wait a minimum of 24 hours before you could lift your money. Zopa is much better as you can transfer money from your savings and get immediate access to it! Reviewed on: 15th January 2026

Excellent service

Am very happy with my account and the service I received Reviewed on: 15th January 2026

A Brilliant All Rounder

It's app is superb and their offers are excellent. Reviewed on: 15th January 2026

Excellent website, easy to use, good rates of interest

Excellent website, easy to use, good rates of interest Reviewed on: 15th January 2026

Great bonus interest rate

Great bonus interest rate, easy to see if you have met the criteria to achieve the bonus rate. Flexible account management. Reviewed on: 15th January 2026

Great products and ease of banking second to none.

Great products and ease of banking second to none.Interest provided is excellent. Sorry I didn’t bank with Zopa sooner! Would definitely recommend to others. Reviewed on: 15th January 2026

Great product and app, great and simple to use

Great product and app, great and simple to use Reviewed on: 15th January 2026

Interest galore

Plenty of opportunity to earn interest on savings and spending like no other uk bank Reviewed on: 15th January 2026

Generally a brilliant service.

Generally a brilliant service. Easy to use, easy to understand Reviewed on: 15th January 2026

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