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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best savings account and beats most other savings ac...

Best savings account and beats most other savings accounts Reviewed on: 15th January 2026

ZOPA have the most competitive rates and very quick...

ZOPA have the most competitive rates and very quick and helpful customer service. Bank with confidence! Reviewed on: 15th January 2026

Zopa review

I've been with Zopa for just over 12 months. App very informative with clear & concise information Reviewed on: 15th January 2026

Great Service & Best App..

Great rates and incentives. Innovative App, Very easy to transfer money in and out. A one stop shop for all financial savings products. Reviewed on: 15th January 2026

What’s not to like.

Easy to use app. Easy to move money within the account and to banks outside. Best interest savings rates around. Reviewed on: 15th January 2026

Best bank around

Easy to open numerous accounts with excellent interest rates Reviewed on: 15th January 2026

It was simple enough to open a Zopa account, they ke...

It was simple enough to open a Zopa account, they keep you well informed and offer good rates Reviewed on: 15th January 2026

Zopa opinion...

Very happy with the bank savings, previous loan and general ease of use... Reviewed on: 15th January 2026

Everything just works - and works really well.

Everything just works - and works really well. Reviewed on: 15th January 2026

My Zopa account

Perfect in Every Way,,,looking forward to 2026 ,,,with Zopa bank Reviewed on: 15th January 2026

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