Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6599)

Best savings account and beats most other savings ac...

5
Best savings account and beats most other savings accounts Reviewed on: 15th January 2026

ZOPA have the most competitive rates and very quick...

5
ZOPA have the most competitive rates and very quick and helpful customer service. Bank with confidence! Reviewed on: 15th January 2026

Zopa review

5
I've been with Zopa for just over 12 months. App very informative with clear & concise information Reviewed on: 15th January 2026

Great Service & Best App..

5
Great rates and incentives. Innovative App, Very easy to transfer money in and out. A one stop shop for all financial savings products. Reviewed on: 15th January 2026

What’s not to like.

5
Easy to use app. Easy to move money within the account and to banks outside. Best interest savings rates around. Reviewed on: 15th January 2026

Best bank around

5
Easy to open numerous accounts with excellent interest rates Reviewed on: 15th January 2026

It was simple enough to open a Zopa account, they ke...

5
It was simple enough to open a Zopa account, they keep you well informed and offer good rates Reviewed on: 15th January 2026

Zopa opinion...

5
Very happy with the bank savings, previous loan and general ease of use... Reviewed on: 15th January 2026

Everything just works - and works really well.

5
Everything just works - and works really well. Reviewed on: 15th January 2026

My Zopa account

5
Perfect in Every Way,,,looking forward to 2026 ,,,with Zopa bank Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44350 reviews
    Zopa
    View all products