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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Easy to use and good priducts

Really easy to set up my account. Easy to manage payments and good interest rates. Savings accounts in different pots has made money clearer and access is quick and efficient. Reviewed on: 15th January 2026

Zopa Review

Zopa was easy to apply for both my loan and my current account. Great rates on savings and loans. Extremely easy to use app. No issues since opening accounts. Reviewed on: 15th January 2026

Easy to open account and good interest ratesaccount

Easy to open account and good interest rates Reviewed on: 15th January 2026

Very efficient and easy to deal with.

Very efficient and easy to deal with.Reminders for lots of different things including payment due and going out. Instant notifications. Reviewed on: 15th January 2026

Outstanding

Great gor building credit score, understanding and just 100% all round bloody brilliant Reviewed on: 15th January 2026

Happy with ZOPA

No experience of Customer Service and that why I gave an ‘neutral’ rating. Interest rates are good and App is user friendly. Reviewed on: 15th January 2026

Great job really helpful application with up to date...

Great job really helpful application with up to date interest rates Reviewed on: 15th January 2026

Veery good

Great response you are very thoughtful Reviewed on: 15th January 2026

Amazing company day access and Greta service

Amazing company day access and Greta service Reviewed on: 15th January 2026

Everything is easy to use.

Everything is easy to use and the products suit my wife and myself needs completely Reviewed on: 15th January 2026

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