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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Simple and well explained app making banking easier

Simple and well explained app making banking easier Reviewed on: 15th January 2026

Real savings.

Current account with high street bank. Interest on balance >£80,000.00 ~ 85p per month. ZOPA accounts opened August 2025. Balance not even a tenth of that. Interest earned to date; £59.00 setting up the initial account was easy followed by the others. Then pairing with ailing bank account which made transfers even easier. Reviewed on: 15th January 2026

Good investment.

Have only been with Zopa for a short period of time but has been very good Reviewed on: 15th January 2026

All Positive excellent company

I have only had only positive experiences with Zopa Reviewed on: 15th January 2026

It’s a good way to bank and the app is...

It’s a good way to bank and the app is easy to use Reviewed on: 15th January 2026

Excellent all round

Excellent interest rates. Easy access to money. Clear information. Easy navigation of internet baking site. Reviewed on: 15th January 2026

Great Bank account

Easy to open account. And very easy to use App. offers good savings rates. like the fact you can boost savings rates and easily transfer money from other accounts. Also linking bank accounts really useful means you check balance on all accounts in one place Reviewed on: 15th January 2026

Very good app and first class rates on account and s...

Very good app and first class rates on account and savings Reviewed on: 15th January 2026

Excellent customer service, great app where you can...

Excellent customer service, great app where you can save and manage money easily Reviewed on: 15th January 2026

Best experience opening an account ever.

Best experience opening an account ever. Reviewed on: 15th January 2026

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