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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Since joining zopa my banking experience has been to...

Since joining zopa my banking experience has been to the most satisfactory and have been very on point when helping Reviewed on: 15th January 2026

Zopa- easy to use and great benefits!

I have some impairment with attention & concentration since I became unwell. So I particularly like the Zopa app & Current account ( & Savings pots) because it is simple to use, to move money in & out of the account or into savings pots. I also am delighted that the current account funds earn interest. You can also benefit from cash back on DD payments. Reviewed on: 15th January 2026

Quick when it works like an old car

Quick when it works like an old car Reviewed on: 15th January 2026

Great choice of products, good interest rates and ex...

Great choice of products, good interest rates and excellent customer service,, Reviewed on: 15th January 2026

I am really enjoying their services and the way they...

I am really enjoying their services and the way they handle my finances Reviewed on: 15th January 2026

Good products and easy to manage them

Good products and easy to manage them Reviewed on: 15th January 2026

Super bank!

Super bank! Easy to interact with and customer service representatives are very helpful and knowledgeable. Reviewed on: 15th January 2026

easy application, peoples understands very well well

It was easy to do the application Reviewed on: 15th January 2026

Fabulous

I was finding it difficult with different lenders to consolidate my debts but none prevail, however, Zopa financial company made it considerably more easy for me to get the loan I was seeking. Moreover, the interest rates was better as compared with other lenders. The money was in my account within hours not days, weeks and months. I will gladly recommend Zopa all the way. Even though, I wanted more than the amount that I received but they're response was incredibly. Reviewed on: 15th January 2026

Great Bank, good service and easy to use.

Great Bank, good service and easy to use. Reviewed on: 15th January 2026

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