Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Since joining zopa my banking experience has been to...

Since joining zopa my banking experience has been to the most satisfactory and have been very on point when helping Reviewed on: 15th January 2026

Zopa- easy to use and great benefits!

I have some impairment with attention & concentration since I became unwell. So I particularly like the Zopa app & Current account ( & Savings pots) because it is simple to use, to move money in & out of the account or into savings pots. I also am delighted that the current account funds earn interest. You can also benefit from cash back on DD payments. Reviewed on: 15th January 2026

Quick when it works like an old car

Quick when it works like an old car Reviewed on: 15th January 2026

Great choice of products, good interest rates and ex...

Great choice of products, good interest rates and excellent customer service,, Reviewed on: 15th January 2026

I am really enjoying their services and the way they...

I am really enjoying their services and the way they handle my finances Reviewed on: 15th January 2026

Good products and easy to manage them

Good products and easy to manage them Reviewed on: 15th January 2026

Super bank!

Super bank! Easy to interact with and customer service representatives are very helpful and knowledgeable. Reviewed on: 15th January 2026

easy application, peoples understands very well well

It was easy to do the application Reviewed on: 15th January 2026

Fabulous

I was finding it difficult with different lenders to consolidate my debts but none prevail, however, Zopa financial company made it considerably more easy for me to get the loan I was seeking. Moreover, the interest rates was better as compared with other lenders. The money was in my account within hours not days, weeks and months. I will gladly recommend Zopa all the way. Even though, I wanted more than the amount that I received but they're response was incredibly. Reviewed on: 15th January 2026

Great Bank, good service and easy to use.

Great Bank, good service and easy to use. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank account pay monthly
from HSBC 4.19 from 42 reviews
Ultimate Reward Current Account
from Halifax 3.97 from 101 reviews
Current account (discontinued)
from Tesco Bank 4.51 from 69 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub