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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Overall an excellent experience as far as banks and...

Overall an excellent experience as far as banks and accounts go. Reviewed on: 15th January 2026

Zopa is friendly, approachable, good interest rates,...

Zopa is friendly, approachable, good interest rates, good and easy to use app. Has online access as well for use in emergencies. Reviewed on: 15th January 2026

Very easy to set up and use.

Very easy to set up and use. good interest rates. Debit card is excellent for using abroad Reviewed on: 15th January 2026

Easy to use app and helpful staff

Easy to use app and helpful staff Reviewed on: 15th January 2026

Always really good service and it’s kept simple

Always really good service and it’s kept simple Reviewed on: 15th January 2026

Easy to navigate website.

Easy to navigate website. Good savings interest rates and information. Good incentives. Reviewed on: 15th January 2026

Great customer service and easy to use the app

Great customer service and easy to use the app Reviewed on: 15th January 2026

Easy to use

My current account is so easy to use, transfer internally or externally. There is an issue in that not all money providers accept direct debit payments from them but I'm sure that will come over time Reviewed on: 15th January 2026

Excellent online service would recommend to anyone

Excellent online service would recommend to anyone Reviewed on: 15th January 2026

Great service

Very easy to open accounts and manage in their app with interest and cash back. Reviewed on: 15th January 2026

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