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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best online banking around really rate it very easy...

Best online banking around really rate it very easy to use Reviewed on: 15th January 2026

Best bank

Always found this bank to be very good and informative. Reviewed on: 15th January 2026

Have had an easy start with zopa no quabbles

Have had an easy start with zopa no quabbles Reviewed on: 15th January 2026

Easy to set up easy app to understand even older non...

Easy to set up easy app to understand even older none technofobs like myself can pick up and understand Reviewed on: 15th January 2026

Great , Easy , Fair , Welldone , good account , help...

Great , Easy , Fair , Welldone , good account , helpful , understanding Reviewed on: 15th January 2026

good and developing well

So far, it's been really good, but the lowish cap on cashback on the bank account means it's not quite as good as some competitors, but hopefully heading in the right direction. Reviewed on: 15th January 2026

Quirky accounts with friendly features

I started as a shared account with myself and my partner and so far it has been really good. I love the features and how friendly it is. Reviewed on: 15th January 2026

The interest rates they offer are fantastic!

The interest rates they offer are fantastic! I also like their app a lot. Reviewed on: 15th January 2026

Still has some issues with other businesses not reco...

Still has some issues with other businesses not recognising Zopa for direct debits otherwise it would by 10 out of 10 Reviewed on: 15th January 2026

Online so always available .

Online so always available . Easy to follow app. Very competitive interest rates . I am a fairly new customer but no complaints so far . Would definitely recommend Reviewed on: 15th January 2026

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