Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Best online banking around really rate it very easy...

Best online banking around really rate it very easy to use Reviewed on: 15th January 2026

Best bank

Always found this bank to be very good and informative. Reviewed on: 15th January 2026

Have had an easy start with zopa no quabbles

Have had an easy start with zopa no quabbles Reviewed on: 15th January 2026

Easy to set up easy app to understand even older non...

Easy to set up easy app to understand even older none technofobs like myself can pick up and understand Reviewed on: 15th January 2026

Great , Easy , Fair , Welldone , good account , help...

Great , Easy , Fair , Welldone , good account , helpful , understanding Reviewed on: 15th January 2026

good and developing well

So far, it's been really good, but the lowish cap on cashback on the bank account means it's not quite as good as some competitors, but hopefully heading in the right direction. Reviewed on: 15th January 2026

Quirky accounts with friendly features

I started as a shared account with myself and my partner and so far it has been really good. I love the features and how friendly it is. Reviewed on: 15th January 2026

The interest rates they offer are fantastic!

The interest rates they offer are fantastic! I also like their app a lot. Reviewed on: 15th January 2026

Still has some issues with other businesses not reco...

Still has some issues with other businesses not recognising Zopa for direct debits otherwise it would by 10 out of 10 Reviewed on: 15th January 2026

Online so always available .

Online so always available . Easy to follow app. Very competitive interest rates . I am a fairly new customer but no complaints so far . Would definitely recommend Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Essential current account (discontinued)
from Virgin Money 3.72 from 146 reviews
Current account
from Barclays 4.32 from 4961 reviews
Club Lloyds current account
from Lloyds Bank 4.48 from 684 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub