Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Very good Zopa 10/10 cool

The best Zopa bank Very good Zopa Reviewed on: 15th January 2026

It was very easy and straightforward. Great experience

It was very easy and straightforward Reviewed on: 15th January 2026

Easy app to use.

Easy app to use. Good interest rates Reviewed on: 15th January 2026

Interest rates on easy access accounts is market lea...

Interest rates on easy access accounts is market leading, i dont have much in the way of savings but have earned approx £60 in Interest in 8 months Reviewed on: 15th January 2026

So easy to join, use the product, check on finances...

So easy to join, use the product, check on finances & great help all the way. Modern company doing things right. Reviewed on: 15th January 2026

Zopa Current account- Does what it says on the tin.

Current account and app work well. Doesn't crash, not overly flashy. Scaled to use on phones unlike some other bank apps. Provide good information. What's more pays interest on your current account. Reviewed on: 15th January 2026

Easy app banking

Very good app easy to use very happy with it, the whole family use it Reviewed on: 15th January 2026

Zopa review.

Very good web site, easy to use and transfer monies in and out. 2 percent Current account interest could be better but regular saver at 7.1 percent and primary saver at 4.45 percent are very good. Reviewed on: 15th January 2026

Beautyful experience

Beautyful experience good customer service Reviewed on: 15th January 2026

Absolutely ZOPA!

Zopa have kept me well informed from the start of me opening my account, they have informed me of available interest rates and savings accounts which apply to me. It is easy to move money around within the accounts and Zopa make it easy to move money to and from other bank accounts. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from RBS 3.97 from 13 reviews
Current account
from Unizest 2.60 from 2 reviews
Select current account
from RBS 4.09 from 370 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub