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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Perfect account for savings!

Perfect account for savings! Though app glitches occasionally - logged me out and I wasn't able to access my accounts. Reviewed on: 15th January 2026

The service has been excellent thus far; please main...

The service has been excellent thus far; please maintain this standard. Reviewed on: 15th January 2026

I rarely contact Zopa as everything is so easy on...

I rarely contact Zopa as everything is so easy on lone Reviewed on: 15th January 2026

Zopa is clear in its communications and alerts me wh...

Zopa is clear in its communications and alerts me when there are steps I can take to improve my financial situation. I find Zopa to be very helpful. Reviewed on: 15th January 2026

Great rates and good products.

Great rates and good products. App is easy to use and cashback is also good Reviewed on: 15th January 2026

Best bank and credit provider around!

I have been with different banks and credit card providers, Natwest, Santander, Monzo, Barclays etc etc and Zopa has been hands down the best so far, easy to use app, helpful and understanding customer service and the best rates around. I have already introduced family members to Zopa Reviewed on: 15th January 2026

Easy to use - quick, efficient and vey clear.

Easy to use - quick and efficient and vey clear. The app is great and so easy. Interest rates are very competitive. Reviewed on: 15th January 2026

EASY TO USE, CLEAR TO UNDERSTAND

EASY TO USE, CLEAR TO UNDERSTAND Reviewed on: 15th January 2026

Clear and intuitive app

The app is clear and intuitive and the interest rate is attractive. I like the way you can see your interest building up each day, it motivates me to keep saving Reviewed on: 15th January 2026

Easy to open online and great app

Easy to open online. Easy automatic id verification was instant. Loved the box the card came in. Great that I can view my other external bank account on their app. Also good to be encouraged to save £300 monthly. Reviewed on: 15th January 2026

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