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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great company.

Great company..very easy to set the account up.. All done within the app.. Moving and sending money is straight forward Reviewed on: 15th January 2026

Provides Provides a good interest Rate

Provides a good interest Rate with easy to use APP Reviewed on: 15th January 2026

Easy to open the biscuit account and provides access...

Easy to open the biscuit account and provides access to great savings products. Reviewed on: 15th January 2026

Very easy to use and a much smarter way to...

Very easy to use and a much smarter way to bank Reviewed on: 15th January 2026

A User friendly bank

It’s a really easy to use interface and you can see exactly where my money is at all times Reviewed on: 15th January 2026

Best on line bank

I love zopa it’s straight forward.if ever you need help they there to help you. Impressive customer service. Reviewed on: 15th January 2026

Smooth savings and top-tier support

I’ve been using Zopa for my savings for some time now and the experience has been seamless. The app is intuitive, making it easy to manage my money, but what really stands out is their customer service. Whenever I’ve had a query, the team has been professional, quick to respond, and genuinely helpful. It’s rare to find a bank that balances high-yield savings with such a human touch. Highly recommended. Reviewed on: 15th January 2026

Very modern easy to use app.

Very modern easy to use app. They offer very good interest rates Reviewed on: 15th January 2026

Excellent

Really easy to set up despite the security, biscuit card arrived quickly and interest rates are great. Reviewed on: 15th January 2026

easy to use and very flexible when needing to...

Good, easy to use and very flexible when needing to shuffle things around. Reviewed on: 15th January 2026

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