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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Started using Zopa for Credit a few years ago and th...

Started using Zopa for Credit a few years ago and they have been an excellent bank the whole way through Reviewed on: 15th January 2026

i love biscuits

I got a Zopa biscuit account and its been my saving grace so easy so good i love the interest i love the money i get back in my account. i even got my daughter on it and i love biscuits :) Reviewed on: 15th January 2026

Great easy way of banking, looking for a highly reco...

Great easy way of banking, looking for a highly recommended online bank. Especially now that most high street banks have dumped their customers Reviewed on: 15th January 2026

They have been amazing since I joined them .

They have been amazing since I joined them . Great rates on savings Reviewed on: 15th January 2026

Instantaneous transactions and easy/intuitive app.

Instantaneous transactions and easy/intuitive app.Interest rates are excellent and competitive. Been recommending to everyone. I love the savings pots so you can keep stuff separate and boost your pots individually. Reviewed on: 15th January 2026

Finding the app very easy to use and love the separa...

Finding the app very easy to use and love the separate saving options, I also like the interest paid on the current account. Reviewed on: 15th January 2026

They gave me a chance, when no one else would.

They gave me a chance, when no one else would. :) Reviewed on: 15th January 2026

Outstanding service and excellent products..

Zopa provides an outstanding service with excellent products. I am so impressed I have already recommended Zopa to family and friends so they can benefit too! Reviewed on: 15th January 2026

All good so far, easy to open.

All good so far, easy to open. No issues Reviewed on: 15th January 2026

Outstanding customer service that money can't buy!

No long hold waits on the phone and promy, courteous and knowledgeable service. Reviewed on: 15th January 2026

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