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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good, the CS team can solve my question in timely ma...

Good, the CS team can solve my question in timely manner. Reviewed on: 15th January 2026

Zopa has helped me get on top of money.

Zopa has helped me get on top of money. Clear easy to use bank, access to savings and loans as required. Reviewed on: 15th January 2026

I was only getting a measly from my current bank so...

I was only getting a measly from my current bank so transferred my savings over and getting a much better return. I am hoping that Zopa Current Account Switch Service (CASS) then I will move my main current account Reviewed on: 15th January 2026

Great company , fast decisions and easy process

Great company , fast decisions and easy process Reviewed on: 15th January 2026

I get the best interest rates around

I get the best interest rates around and I can set up 'mini accounts' to manage savings pots. Everything is clear, and if zive had a question it has been answered effectively. Reviewed on: 15th January 2026

Opportunity to enjoy higher interest rates

I like the smart savings hub and the opportunity to enjoy higher interest rates Reviewed on: 15th January 2026

Easy to use app, love the savings pot and flexible I...

Easy to use app, love the savings pot and flexible ISA -great to be able to secure better rates by locking away portions rather than all of ISA savings. Reviewed on: 15th January 2026

Excellent savings accounts

Excellent savings accounts that have great interest rates Reviewed on: 15th January 2026

I saw Zopa recommended on Money Saving Expert with a...

I saw Zopa recommended on Money Saving Expert with a savings account that offered a rate far beyond any others out there. Setting up the account was very straightforward and is user-friendly, with a helpful feature showing how much you have earned Reviewed on: 15th January 2026

Very easy to use would highly recommend

Very easy to use would highly recommend Reviewed on: 15th January 2026

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