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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Account was easy to set up.

Account was easy to set up. Regular saver interest is higher than average, and its get a bonus rate for putting my wages in the account regularly Reviewed on: 15th January 2026

Excellent bank

Zopa has helped me save and control my spending without the clutter of paper Reviewed on: 15th January 2026

Zopa has been great so far.

Zopa has been great so far. Keep up the good work. Reviewed on: 15th January 2026

I’ve been using Zopa now for about six months and I...

I’ve been using Zopa now for about six months and I think it’s absolutely brilliant. The app is so easy to navigate and The customer service by the chat are excellent. I can’t recommend Zopa enough. Reviewed on: 15th January 2026

Great savings rates

Really easy to open account and competitive savings rates Reviewed on: 15th January 2026

One of the most modern App experiences in uk baking...

One of the most modern App experiences in uk baking today - voice activated money movements is likewise one of the most innovative features of banks today, perhaps even including fintechs without licenses Reviewed on: 15th January 2026

Very good.

Very good. I like the saving rates Reviewed on: 15th January 2026

Great bank account with lots of rewards

Great bank account with lots of rewards including interest, cash back, bonus interest on savings. The app is so easy to use and customer service is always fast and friendly. Reviewed on: 15th January 2026

App is very easy to use and customer service fast to...

App is very easy to use and customer service fast to respond to any queries Reviewed on: 15th January 2026

Caring and Supportive

Extremely prompt and supportive following the loss of my partner, who also had Zopa accounts. Spoke with me in person and explained the whole process. Zopa have gained a custom for life on me. Reviewed on: 15th January 2026

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