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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Find it easy to use .

Find it easy to use .and extremely helpfull Reviewed on: 15th January 2026

Brilliant bank.

One of the best and easiest apps to use. Customer service always on hand to answer any questions and provide assistance. One of the best savings interest rates around. Reviewed on: 15th January 2026

The app is easy to use and intuitive, and the produc...

The app is easy to use and intuitive, and the products appear to be good value and offer decent rates. Not quite the top rates, but the ease of use makes up for that Reviewed on: 15th January 2026

Very good it was really amazing we shared this app t...

Very good it was really amazing we shared this app to many friends Reviewed on: 15th January 2026

Great app and opportunities!

Never faced an issue. Great savings opportunities and a user friendly app! Reviewed on: 15th January 2026

Best financial decision ive made in a long time

This has been one of the best financial decisions I’ve made. The app is intuitive, customer support is great, and everything just works smoothly. I only regret not switching earlier. Reviewed on: 15th January 2026

Perfect for savings.

Perfect for savings. Easy to manage and move money between accounts. Facilities for linked Bank accounts plus you can use your voice to do it Reviewed on: 15th January 2026

Accessible and super easy to manage.

Accessible and super easy to manage. Does everything a high street bank does and better. They don't bombard with daily emails either Reviewed on: 15th January 2026

Simple and friendly

So far i have had only two occasions to interact with Zopa's customer services, and both times they have helped me quickly and with good humour. It was unexpected and refreshing. Reviewed on: 15th January 2026

Always let me no aboutvtransaction

Always let me no aboutvtransaction Reviewed on: 15th January 2026

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