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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa savings and main account

Good savings plan I never had better before since Zopa Reviewed on: 15th January 2026

Smooth and Reliable Banking Experience

Zopa has been easy to use from start to finish. Clear app, fair rates, and everything works exactly as it should without any hassle.Zopa makes managing money straightforward with no hidden surprises. The app is clean, fast, and customer service has been spot on. Reviewed on: 15th January 2026

Great bank easy to use siimple never had any problems

Great bank easy to use siimple never had any problems Reviewed on: 15th January 2026

Great Customer Service Experience!

Great Customer Service Experience! Reviewed on: 15th January 2026

Perfect banking

Great customer service & great interest rates Reviewed on: 15th January 2026

My experience of Zopa has been excellent.

My experience of Zopa has been excellent. Hopefully this will continue as in the past with other financial institutions the service and rates have gone downhill. Everything that was promised when I signed up has been 100% positive. Keep up the good work. Reviewed on: 15th January 2026

Straight forward easy to use app banking service.

Straight forward easy to use app banking service. I used to earn zero interest on my account with my bank of 40+ years but now I have options of % for current account, higher % for savings and even more with regular savings. Reviewed on: 15th January 2026

App is easy to use and transactions happen quickly.

App is easy to use and transactions happen quickly. Notifications of credits and debits are prompt and informative. Reviewed on: 15th January 2026

Easy to open my account and savings interest rate is...

Easy to open my account and savings interest rate is very competitive. Reviewed on: 15th January 2026

Easy to open & good interest rate

Easy to open & good interest rate Reviewed on: 15th January 2026

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