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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Totally cannot say enough superlatives to even start...

Totally cannot say enough superlatives to even start to sum up my entire experience i received from ZOPA. Highly recommend on every level possible. ZOPA what a breath of fresh air it was to experience and be part of a truly professional banking company such as yourselves. Congratulations ZOPA keep up the good work for all existing and new customers. Ultimately I personally with you all the best in the up and coming British Banking Awards. Reviewed on: 15th January 2026

My no 1 choice

Easy to use, good communication, good customer service Reviewed on: 15th January 2026

Great interest rates

Easy to open account. User friendly software. Great interest rate on savings and current account. Cash back on direct debits Reviewed on: 15th January 2026

LFantastic

Fantastic service and helpful tell everyone about the journey iv been on with the service you provided Reviewed on: 15th January 2026

Quick response and Great communication with customer...

Quick response and Great communication with customer services Reviewed on: 15th January 2026

banking is a minefield,Zopa is clear and easy.

banking is a minefield,Zopa is clear and easy. Reviewed on: 15th January 2026

Everything has been super easy.

Everything has been super easy. Setting up account to sorting the money into the account and transferring out when needed Reviewed on: 15th January 2026

Easy to open, great rates of interest and excellent...

Easy to open, great rates of interest and excellent customer service. Reviewed on: 15th January 2026

Good customer service Website and App yes to navigate.

Good customer service Website and App yes to navigate. Reviewed on: 15th January 2026

Easy to deal with.

Easy to deal with. Online accounts work really well and contact is a,ways useful. Reviewed on: 15th January 2026

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