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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Their customer service was helpful couple of times,...

Their customer service was helpful couple of times, I have called Reviewed on: 15th January 2026

Great customer service

Everything is working smoothly, app gives a great overview and is easy to work with. It’s self explaining. When I had to speak to the customer service once that also had been easy, straight forward and helpful. Reviewed on: 15th January 2026

Easy quick affordable loans no hassle

Easy quick affordable loans no hassle Reviewed on: 15th January 2026

Money transfer issue

All services are excellent but when I transfer money from saving pot to normal account，it took sooooo long to shows that money was transferred. Reviewed on: 15th January 2026

Great interest rate, love watch by my interest grow...

Great interest rate, love watch by my interest grow daily. Reviewed on: 15th January 2026

Love the app good offers and interest rates

Love the app and good offers and interest rates Reviewed on: 15th January 2026

Great bank with app that is easy to use and navigate...

Great bank with app that is easy to use and navigate great customer service Reviewed on: 15th January 2026

One of the only companies to allow me to have a cred...

One of the only companies to allow me to have a credit card. Never have any ridiculous fees. Any issues they’re resolved immediately. Reviewed on: 15th January 2026

Good interest rates and good app

Good interest rates and good app Reviewed on: 15th January 2026

The account was easy to set up and the interest rate...

The account was easy to set up and the interest rate is awesome. Reviewed on: 15th January 2026

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