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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Leaving the bigger corporate banks behind

Excellent current account paying 2 per cent plus its saving account giving a respectable interest rate. Signing up was a breeze and my recent query was sorted in a way that customer service shy be around off. Reviewed on: 15th January 2026

Excellent service, easy to use and customer service...

Excellent service, easy to use and customer service is excellent Reviewed on: 15th January 2026

All round excellence.

All round excellence. Already accumulated £125 in 4 months. Reviewed on: 15th January 2026

Never had a problem and always there for me.

Never had a problem and always there for me. Reviewed on: 15th January 2026

Really seamless set-up and nice online interface!

Really seamless set-up and nice online interface! Fast, efficient and no hidden costs or caveats. Reviewed on: 15th January 2026

My Bickie

Great experience, Zopa’s wide range of savings pots with various interest rates provide you with options for your short term goals and long term needs, I love the Biscuit account, it’s modern, creative and when I’m out and about and ask someone to pass me my wallet as I need my bickie, it always starts a conversation as who doesn’t love a biscuit. Reviewed on: 15th January 2026

I earn more interest in my Zopa current account.

I earn more interest in my Zopa current account than I did in my Barclays savings account. Barclays messaged me to say they were reducing their interest rates even lower than before. Reviewed on: 15th January 2026

Easy to open .fab rates

Easy to open . Excellent interest rates. Fabulous cashback offers on paying bills and amazing savings account . I have switched my bank accounts to this bank Reviewed on: 15th January 2026

A very easy app to use on your phone

A very easy app to use on your phone Reviewed on: 15th January 2026

Great bank

Very good interest rate and easy to use online Reviewed on: 15th January 2026

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