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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Leaving the bigger corporate banks behind

Excellent current account paying 2 per cent plus its saving account giving a respectable interest rate. Signing up was a breeze and my recent query was sorted in a way that customer service shy be around off. Reviewed on: 15th January 2026

Excellent service, easy to use and customer service...

Excellent service, easy to use and customer service is excellent Reviewed on: 15th January 2026

All round excellence.

All round excellence. Already accumulated £125 in 4 months. Reviewed on: 15th January 2026

Never had a problem and always there for me.

Never had a problem and always there for me. Reviewed on: 15th January 2026

Really seamless set-up and nice online interface!

Really seamless set-up and nice online interface! Fast, efficient and no hidden costs or caveats. Reviewed on: 15th January 2026

My Bickie

Great experience, Zopa’s wide range of savings pots with various interest rates provide you with options for your short term goals and long term needs, I love the Biscuit account, it’s modern, creative and when I’m out and about and ask someone to pass me my wallet as I need my bickie, it always starts a conversation as who doesn’t love a biscuit. Reviewed on: 15th January 2026

I earn more interest in my Zopa current account.

I earn more interest in my Zopa current account than I did in my Barclays savings account. Barclays messaged me to say they were reducing their interest rates even lower than before. Reviewed on: 15th January 2026

Easy to open .fab rates

Easy to open . Excellent interest rates. Fabulous cashback offers on paying bills and amazing savings account . I have switched my bank accounts to this bank Reviewed on: 15th January 2026

A very easy app to use on your phone

A very easy app to use on your phone Reviewed on: 15th January 2026

Great bank

Very good interest rate and easy to use online Reviewed on: 15th January 2026

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