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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Highly recommend!

User friendly app, easy to open accounts, great savings visibility and I love how you can see your interest accumulating each month, I've never seen this feature with any other banks. Interest rates are competitive so I highly recommend! Reviewed on: 15th January 2026

The staff are very nice they go out of the way to he...

The staff are very nice they go out of the way to help you 100% Reviewed on: 15th January 2026

Finances made simple

Everything is easy and bank account, savings acvount, credit card and loans all seemlessly bond together make all you finances simply and easy to use.Best service i have ever seen Reviewed on: 15th January 2026

No problems - good interest rate in the Savings Pot.

No problems - good interest rate in the Savings Pot. Reviewed on: 15th January 2026

The stress free credit option

Zopa for me has always been a smooth & stress free experience. Being able to spend & pay effortlessly is one thing less to worry about. For a stress free & easy credit card, Zopa is your number 1 choice. Reviewed on: 15th January 2026

Great app.

Easy to set up accounts, both current & savings pots. Speedy notifications on payments. App very easy to use. Lots of tips on how to improve savings. All round great app with great products. Reviewed on: 15th January 2026

Joined Zopa easy to navigate and all set up card cam...

Joined Zopa easy to navigate and all set up card came well packaged looking very professional, so opened a regular saver also easy, thank you. Reviewed on: 15th January 2026

Smooth transactions, excellent communication and gre...

Smooth transactions, excellent communication and great interest rates. Reviewed on: 15th January 2026

Best online current account by far.

All round a good current account. Reviewed on: 15th January 2026

Very good banking account and savings pots

Very good banking account and savings pots Reviewed on: 15th January 2026

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