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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Very pleasant and very professional

Very pleasant and very professional Reviewed on: 15th January 2026

The best credit card around.

The best credit card around. Would not use any other company. Reliable and outstanding service Reviewed on: 15th January 2026

My journey with Zopa started with a credit card and...

My journey with Zopa started with a credit card and the bank account when it started in Beta stages. I can't fault them one little bit Reviewed on: 15th January 2026

Very happy with zopa

The app is easy to use and transfers are made easily. Also, I have saving pots which have good interest rates because I have a biscuit account. I really feel as though I’m getting a good deal Reviewed on: 15th January 2026

Great service from start.

Great service from start. Excellent for investment with variety of accounts to choose from Reviewed on: 15th January 2026

A positive experience.

It was very easy to set up. Earning 2% interest is a bonus. Very easy to transfer money between accounts and set up a payee. It is an online bank, which may not suit everyone, but it was very easy to contact them. I prefer talking to someone, which I was able to do. My experience with them has been extremely positive. Reviewed on: 15th January 2026

Found banking with Zopa very convenient, excellent c...

Found banking with Zopa very convenient, excellent customer service and easy to navigate round the app. Reviewed on: 15th January 2026

Easy and straightforward way of online service.

Easy and straightforward way of online service. Good financial rewards for use of service Reviewed on: 15th January 2026

Friendly Helpful responsible banking

I have had great experiences from the start both with the bank account and credit card. No pressure and I choose what I want to do in regard to saving and credit limits Reviewed on: 15th January 2026

Quick and efficient services.

Quick and efficient services. Zopa offer the best saving rates and good interest. They are always happy to help customers. Reviewed on: 15th January 2026

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