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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very pleasant and very professional

Very pleasant and very professional Reviewed on: 15th January 2026

The best credit card around.

The best credit card around. Would not use any other company. Reliable and outstanding service Reviewed on: 15th January 2026

My journey with Zopa started with a credit card and...

My journey with Zopa started with a credit card and the bank account when it started in Beta stages. I can't fault them one little bit Reviewed on: 15th January 2026

Very happy with zopa

The app is easy to use and transfers are made easily. Also, I have saving pots which have good interest rates because I have a biscuit account. I really feel as though I’m getting a good deal Reviewed on: 15th January 2026

Great service from start.

Great service from start. Excellent for investment with variety of accounts to choose from Reviewed on: 15th January 2026

A positive experience.

It was very easy to set up. Earning 2% interest is a bonus. Very easy to transfer money between accounts and set up a payee. It is an online bank, which may not suit everyone, but it was very easy to contact them. I prefer talking to someone, which I was able to do. My experience with them has been extremely positive. Reviewed on: 15th January 2026

Found banking with Zopa very convenient, excellent c...

Found banking with Zopa very convenient, excellent customer service and easy to navigate round the app. Reviewed on: 15th January 2026

Easy and straightforward way of online service.

Easy and straightforward way of online service. Good financial rewards for use of service Reviewed on: 15th January 2026

Friendly Helpful responsible banking

I have had great experiences from the start both with the bank account and credit card. No pressure and I choose what I want to do in regard to saving and credit limits Reviewed on: 15th January 2026

Quick and efficient services.

Quick and efficient services. Zopa offer the best saving rates and good interest. They are always happy to help customers. Reviewed on: 15th January 2026

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