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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Usable, good retruns

Positives. Decent CA interest. Decent ISA rate. Decent regular saver. Decent easy access saver but the dropped the rate by more than BOE reduction which was annoying. Only real negatives are no overdraft facility so to be safe you need to fund the account the day before for bills but it pays a decent rate for a CA. Other is not being able to schedule savings transfers out. Also it's not direct sending money in to savings. Reviewed on: 15th January 2026

Good service provision.

Good service provision. App straight forward and easy to use. Realistic and competitive interest rates. Reviewed on: 15th January 2026

Easy to set up.

Easy to set up. Easy to use. Goid rates Reviewed on: 15th January 2026

Excellentuse and clear instructions

Excellent app easy to use and clear instructions Reviewed on: 15th January 2026

I find them to be an excellant bank, great customer...

I find them to be an excellant bank, great customer srvice and any quieries answered immediatley. have reccommended them to all my family and friends Reviewed on: 15th January 2026

The app is easy to use and the interest rate...

The app is easy to use and the interest rate is good Reviewed on: 15th January 2026

Always had great service from Zopa.

Always had great service from Zopa. Reviewed on: 15th January 2026

I opened an account on line it was easy then later o...

I opened an account on line it was easy then later on I applied for a loan and that was easy to sort out sent relevant paper work through and got a quick response back very good Reviewed on: 15th January 2026

Perfect customer care.

Perfect customer care. Quick and knowledgeable when I was confused about a payment Reviewed on: 15th January 2026

Exceptional

Zoos are at all times highly professional and deliver exceptional quality services to their customers. Reviewed on: 15th January 2026

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