Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Usable, good retruns

Positives. Decent CA interest. Decent ISA rate. Decent regular saver. Decent easy access saver but the dropped the rate by more than BOE reduction which was annoying. Only real negatives are no overdraft facility so to be safe you need to fund the account the day before for bills but it pays a decent rate for a CA. Other is not being able to schedule savings transfers out. Also it's not direct sending money in to savings. Reviewed on: 15th January 2026

Good service provision.

Good service provision. App straight forward and easy to use. Realistic and competitive interest rates. Reviewed on: 15th January 2026

Easy to set up.

Easy to set up. Easy to use. Goid rates Reviewed on: 15th January 2026

Excellentuse and clear instructions

Excellent app easy to use and clear instructions Reviewed on: 15th January 2026

I find them to be an excellant bank, great customer...

I find them to be an excellant bank, great customer srvice and any quieries answered immediatley. have reccommended them to all my family and friends Reviewed on: 15th January 2026

The app is easy to use and the interest rate...

The app is easy to use and the interest rate is good Reviewed on: 15th January 2026

Always had great service from Zopa.

Always had great service from Zopa. Reviewed on: 15th January 2026

I opened an account on line it was easy then later o...

I opened an account on line it was easy then later on I applied for a loan and that was easy to sort out sent relevant paper work through and got a quick response back very good Reviewed on: 15th January 2026

Perfect customer care.

Perfect customer care. Quick and knowledgeable when I was confused about a payment Reviewed on: 15th January 2026

Exceptional

Zoos are at all times highly professional and deliver exceptional quality services to their customers. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Classic Account
from Lloyds Bank 4.02 from 796 reviews
Current Account
from Cynergy Bank 4.50 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub