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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

keep it up

All working well All working well great service no complaints hope keep it up hbgjjhhuuyyyyyyyy Reviewed on: 15th January 2026

Easy to use, great benefits

I found the cash back to be excellent and also the warning of what's coming is very helpful. Reviewed on: 15th January 2026

Great interest bearing accounts.

Great interest bearing accounts currently 2% on transaction account and 4.75% on at call savings which is unmatched. So far it has been great and pretty much does want you'd expect. Reviewed on: 15th January 2026

Looks good, able to see all accounts in one place, o...

Looks good, able to see all accounts in one place, only drawback for me is you have to withdraw to the daily account before you can send it elsewhere Reviewed on: 15th January 2026

Zopa, new favourite banking app

Easily one of the top banking apps, great interest rates on savings, Reviewed on: 15th January 2026

Great service

Easy to apply and set up. App is very good and easy to use. One of the best saving rates. And some nice options and perks, cash back etc. Reviewed on: 15th January 2026

Banking excelence

Excellent service lots of options even saving or other banking options Reviewed on: 15th January 2026

I HAVE ALWAYS HAD A GREAT EXPERIENCE, FRIENDLY STAFF...

I HAVE ALWAYS HAD A GREAT EXPERIENCE, FRIENDLY STAFF AND EASY TO USE WEB SITE. Reviewed on: 15th January 2026

Best App.

Efficient and easy to use App; I have accounts with various different banks but Zopa's is the best by a mile. Reviewed on: 15th January 2026

Straightforward banking

Easy straightforward banking, with great rates and products. Easy to use, fantastic banking app. Love the easy access to open banking. Reviewed on: 15th January 2026

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