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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
73% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent rates and an easy to use app.

5
Excellent rates and an easy to use app. Great bonuses and very easy to open new accounts. Card came very quickly and all communication has been clear and timely. Reviewed on: 15th January 2026

Really easy to use, great app with really easy money...

5
Really easy to use, great app with really easy money management tools. Reviewed on: 15th January 2026

Best interest rate provider !

5
Best interest rate provider ! Apps are user friendly. All products info are clear. Reviewed on: 15th January 2026

Easy to use, straightforward , clear

5
Easy to use, straightforward , clear Reviewed on: 15th January 2026

Awesome!

5
Very impressed so far, super easy to set up and use, using regular saver and another account, good interest rates too... very happy Reviewed on: 15th January 2026

Amazing bank account with alot to offer.

5
Amazing bank account with alot to offer. Can't fault at all since I've opened my account gained interest and everything gone smoothly Reviewed on: 15th January 2026

Easy and straightforward set up online

5
Easy and straightforward set up online Reviewed on: 15th January 2026

I use Zopa for investing my money and have earnt gre...

5
I use Zopa for investing my money and have earnt great interest rates Reviewed on: 15th January 2026

Zopa is a refreshingly different sort of current acc...

5
Zopa is a refreshingly different sort of current account. Reviewed on: 15th January 2026

Fast and efficient excellent app with ease navigation

5
Fast and efficient excellent app with ease navigation Reviewed on: 15th January 2026

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