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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I've already recommended them to friends and family

Very good and easy to use app - it's so easy to use and is obviously customer focused. Plus they have very generous interest rates! I've already recommended them to friends and family Reviewed on: 15th January 2026

Great interest rate and so easy to navigate the app.

Great interest rate and so easy to navigate the app. Would highly recommend. Reviewed on: 15th January 2026

Banking made easy

Overall Zopa is simple, easier to navigate, pays better interest rates, you know where you are in relation to credit cards, loans etc without all the complicated jargon. Reviewed on: 15th January 2026

I’ve saved money with Zopa and it’s given me the fre...

I’ve saved money with Zopa and it’s given me the freedom to purchase some much needed items Reviewed on: 15th January 2026

Been with Zopa for several months now.

Been with Zopa for several months now. Great rates, a great phone app that works really well with some innovative stuff. Brilliant all round ..so far. Reviewed on: 15th January 2026

Lovely instant referral scheme!

Lovely instant referral scheme! Everyone loves and instant pay out love the 2% cashback on direct debit bills Reviewed on: 15th January 2026

Good saving interest rates and a lot of choices for...

Good saving interest rates and a lot of choices for savings and investment products. Reviewed on: 15th January 2026

Excellent App, really easy to navigate around.

Excellent App, really easy to navigate around. Very good rates Reviewed on: 15th January 2026

Easy to open and operate the account.

Easy to open and operate the account. Very good interest rates and cashback on bills. The app is easy and clear to use. Reviewed on: 15th January 2026

New Wave Banking - Even For Oldies

Easy application process & a/c opening with multi talented App; what’s not to love? Reviewed on: 15th January 2026

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