Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Simple account set up and the savings rat...

Setting up my account was simple and the savings rates are attractive. All very positive. The drawbacks I’ve experienced are a couple direct debits not transferring and issues with recurring subscriptions not being paid due to Zopa not supporting the payments. One of these was Apple. Despite this I’m happy with the account but haven’t been able to transition completely from my previous bank yet. Reviewed on: 15th January 2026

Hassle free saving

Found the service very efficient with instructions on how to set up and use the various elements of the account very clear.Have had the account for several months now without any problems at all. Reviewed on: 15th January 2026

Easy, excellent savings options with bonus rates

The savings rates are really good and I have recommended Zopa to family, a few have taken it up for the good rates and introductory offer. The rates do drop quite quickly on some accounts but that is pretty normal with any bank. The card and services are easy to use, I’ve only had one online transaction declined with no reason given but after that it has worked fine. Overall very good. Reviewed on: 15th January 2026

It’s great as an online banking.

It’s great as an online banking. I have good experience with this bank Reviewed on: 15th January 2026

Easy to open, easy to use and great interest rates -...

Easy to open, easy to use and great interest rates - what's not to like? Reviewed on: 15th January 2026

Everything good

Never had a hassle with anything Reviewed on: 15th January 2026

Very good

Been banking from the start. Very easy to use. Would be better if it worked with more third parties, money managing apps. E.g. Emma or snoop. Reviewed on: 15th January 2026

Opened a new current account and started to enjoy th...

Opened a new current account and started to enjoy the benefits of it recently Reviewed on: 15th January 2026

I like the simplicity of it and I like the way it’s...

I like the simplicity of it and I like the way it’s set out, very user friendly. The benefits that come from having this bank are literally second to none, from earning interest to how the saving accounts are set out. They really have thought about it all. I’ve recommended this bank to all of my friends and family. Reviewed on: 15th January 2026

Great saving account but app is slow and not very re...

Great saving account but app is slow and not very responsive Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier bank account
from HSBC 3.33 from 88 reviews
Current Account
from ICICI Bank 4.12 from 2 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub