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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Straightforward, easy to open & use App

Straightforward, easy to open App offering great interest & cash bank on spending. Very simple to transfer money from saving accounts & from other bank accounts. Reviewed on: 15th January 2026

Easy set up, easy access on my phone - everything su...

Easy set up, easy access on my phone - everything super simple and I love zopa! Reviewed on: 15th January 2026

My Zope account is fantastic

I find it easy to put money into my Zopa bank account to save as I am not using my account daily it is great to save in Reviewed on: 15th January 2026

I LOVE ZOPA AS THEY ARE ALWAYS THERE FOR ME

I LOVE ZOPA AS THEY ARE ALWAYS THERE FOR ME Reviewed on: 15th January 2026

Easy to access, gr8 saving account

Easy to access, gr8 saving account Reviewed on: 15th January 2026

Great savings rates, easy interface on app to use

Great savings rates, easy interface on app to use Reviewed on: 15th January 2026

I was with chase but moved to Zopa and discovered be...

I was with chase but moved to Zopa and discovered better interest and a more useful way of banking Reviewed on: 15th January 2026

Very easy .

Very easy ... Good rates relable Reviewed on: 15th January 2026

Thank you

I’ve had no issues with using this bank as everything is easy to use. 100% recommend!! Reviewed on: 15th January 2026

Best interest rates for saving account.

Best interest rates for saving account. Very easy to set up account. Reviewed on: 15th January 2026

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