Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Fixed term savings account reviews (1793)

Easy to use App

5
Excellent savings rates and easy to set up on an easy to use App Reviewed on: 3rd April 2023
Andrew Gale's avatar
Andrew Gale

Easy simple savings with good rates

5
The accounts are very simple and straight forward to set up and manage - they interest rates are competitive. I would recommend them to anyone Reviewed on: 3rd April 2023
info@selectps.biz's avatar
[email protected]

Fantastic service

5
Does exactly what it says it will do. App brilliant so easy to use. Reviewed on: 3rd April 2023
Jacqueline Gemmell's avatar
Jacqueline Gemmell

Zopa Savings Account

5
Simple to use App with great savings rates, would highly recommend Zopa Reviewed on: 3rd April 2023
Steve Downs's avatar
Steve Downs

Great

5
Great savings account product for you to rely on. Reviewed on: 3rd April 2023
Fernando Pereira's avatar
Fernando Pereira

easy to set up and great rate

5
easy to set up and great rates flexible savings Reviewed on: 3rd April 2023
D Goddard's avatar
D Goddard

Easy to use App

4
Apart from an initial issue of transferring the money into account, everything since then has been good. Reviewed on: 3rd April 2023
Pieter's avatar
Pieter

Guaranteed High Interest Rates

5
I opened my savings account with Zopa in January. I have 2 fixed rate savings pots and both are earning way more than my bank or credit union accounts. It's so simple to view online and when money I was transferring to Zopa was delayed in transit, not Zopa's error, I received cash to compensate. I highly recommend Zopa Reviewed on: 3rd April 2023
Margaret Carmody 's avatar
Margaret Carmody

Easy to set up and best out there.

5
Setting up a fixed term savings account with Zopa was so easy and straightforward . The communication with them has always been spot and quick. I’m a big fan of these app banks and it appears these guys are the best. Reviewed on: 3rd April 2023
Dave in Lincoln 's avatar
Dave in Lincoln

Excellent rates

5
I had some money just sitting in my bank account and so being able to put some of it away in a Zopa fixed savings account with the best interest rates I’ve seen has helped to make that little bit extra from money that wasn’t really doing anything. Reviewed on: 3rd April 2023
Amy Howard's avatar
Amy Howard

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69080 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill