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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Zopa Savings Account

5
Simple to use App with great savings rates, would highly recommend Zopa Reviewed on: 3rd April 2023
Steve Downs's avatar
Steve Downs

Great

5
Great savings account product for you to rely on. Reviewed on: 3rd April 2023
Fernando Pereira's avatar
Fernando Pereira

easy to set up and great rate

5
easy to set up and great rates flexible savings Reviewed on: 3rd April 2023
D Goddard's avatar
D Goddard

Easy to use App

4
Apart from an initial issue of transferring the money into account, everything since then has been good. Reviewed on: 3rd April 2023
Pieter's avatar
Pieter

Guaranteed High Interest Rates

5
I opened my savings account with Zopa in January. I have 2 fixed rate savings pots and both are earning way more than my bank or credit union accounts. It's so simple to view online and when money I was transferring to Zopa was delayed in transit, not Zopa's error, I received cash to compensate. I highly recommend Zopa Reviewed on: 3rd April 2023
Margaret Carmody 's avatar
Margaret Carmody

Easy to set up and best out there.

5
Setting up a fixed term savings account with Zopa was so easy and straightforward . The communication with them has always been spot and quick. I’m a big fan of these app banks and it appears these guys are the best. Reviewed on: 3rd April 2023
Dave in Lincoln 's avatar
Dave in Lincoln

Excellent rates

5
I had some money just sitting in my bank account and so being able to put some of it away in a Zopa fixed savings account with the best interest rates I’ve seen has helped to make that little bit extra from money that wasn’t really doing anything. Reviewed on: 3rd April 2023
Amy Howard's avatar
Amy Howard

Great

5
Great interest rate and easy to use app- recommend for friends and family regularly Reviewed on: 3rd April 2023
Bronte Chandrasekara's avatar
Bronte Chandrasekara

Value for money

5
Excellent service and up-to-date, great for growing families and couples, just easy peasy, thank you. Reviewed on: 3rd April 2023
richard huysers's avatar
richard huysers

Easy way to start saving!

5
Zopa provided an easy and simple way for opening up a saving account (I was even open one up for my mum)! Reviewed on: 3rd April 2023
Daniel Maclaren's avatar
Daniel Maclaren

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