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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy to set up and best out there.

Setting up a fixed term savings account with Zopa was so easy and straightforward . The communication with them has always been spot and quick. I’m a big fan of these app banks and it appears these guys are the best. Reviewed on: 3rd April 2023

Excellent rates

I had some money just sitting in my bank account and so being able to put some of it away in a Zopa fixed savings account with the best interest rates I’ve seen has helped to make that little bit extra from money that wasn’t really doing anything. Reviewed on: 3rd April 2023

Great

Great interest rate and easy to use app- recommend for friends and family regularly Reviewed on: 3rd April 2023

Value for money

Excellent service and up-to-date, great for growing families and couples, just easy peasy, thank you. Reviewed on: 3rd April 2023

Easy way to start saving!

Zopa provided an easy and simple way for opening up a saving account (I was even open one up for my mum)! Reviewed on: 3rd April 2023

I trusted my sons referral- and was wise on doing so!

My son researched the best and safest place to put my savings and he was spot on. The app is so easy to use. I have regular updates of how my money is doing and I couldn’t be happier with my choice. Thank you Reviewed on: 3rd April 2023

Great flexibility

A brilliant experience since I joined back in December 2022. The app is easy to use and allows to separate your savings into pots for different purposes and have different fixed terms for each. What a great product! Reviewed on: 3rd April 2023

Very happy with the service

I m very satisfied with a service I received from Zopa team. All communication is fast and seamless. Application is user friendly and transparent. Happy to recommend Zopa to anyone! Reviewed on: 3rd April 2023

Simple Savings

Savings made simple and a great interest rate that is increased more or less a few days after the Bank of England increases the base rate. Reviewed on: 3rd April 2023

Easy, rewarding, efficient

I now have three separate saving pots with zopa. They offer extremely competitive rates, it's incredibly easy to set up an account and savings pot and they regularly keep me updated with rate changes. All in all, a far preferable alternative to many of the high street banks. Reviewed on: 3rd April 2023

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