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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Great

Great interest rate and easy to use app- recommend for friends and family regularly Reviewed on: 3rd April 2023

Value for money

Excellent service and up-to-date, great for growing families and couples, just easy peasy, thank you. Reviewed on: 3rd April 2023

Easy way to start saving!

Zopa provided an easy and simple way for opening up a saving account (I was even open one up for my mum)! Reviewed on: 3rd April 2023

I trusted my sons referral- and was wise on doing so!

My son researched the best and safest place to put my savings and he was spot on. The app is so easy to use. I have regular updates of how my money is doing and I couldn’t be happier with my choice. Thank you Reviewed on: 3rd April 2023

Great flexibility

A brilliant experience since I joined back in December 2022. The app is easy to use and allows to separate your savings into pots for different purposes and have different fixed terms for each. What a great product! Reviewed on: 3rd April 2023

Very happy with the service

I m very satisfied with a service I received from Zopa team. All communication is fast and seamless. Application is user friendly and transparent. Happy to recommend Zopa to anyone! Reviewed on: 3rd April 2023

Simple Savings

Savings made simple and a great interest rate that is increased more or less a few days after the Bank of England increases the base rate. Reviewed on: 3rd April 2023

Easy, rewarding, efficient

I now have three separate saving pots with zopa. They offer extremely competitive rates, it's incredibly easy to set up an account and savings pot and they regularly keep me updated with rate changes. All in all, a far preferable alternative to many of the high street banks. Reviewed on: 3rd April 2023

Great app and service

Great app easy to use really enjoy the experience Reviewed on: 3rd April 2023

Zopa Savings account

Excellent experience with Zopa! Reviewed on: 3rd April 2023

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