Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

View other Zopa products

4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Fixed term savings account reviews (1790)

I trusted my sons referral- and was wise on doing so!

My son researched the best and safest place to put my savings and he was spot on. The app is so easy to use. I have regular updates of how my money is doing and I couldn’t be happier with my choice. Thank you Reviewed on: 3rd April 2023

Great flexibility

A brilliant experience since I joined back in December 2022. The app is easy to use and allows to separate your savings into pots for different purposes and have different fixed terms for each. What a great product! Reviewed on: 3rd April 2023

Very happy with the service

I m very satisfied with a service I received from Zopa team. All communication is fast and seamless. Application is user friendly and transparent. Happy to recommend Zopa to anyone! Reviewed on: 3rd April 2023

Simple Savings

Savings made simple and a great interest rate that is increased more or less a few days after the Bank of England increases the base rate. Reviewed on: 3rd April 2023

Easy, rewarding, efficient

I now have three separate saving pots with zopa. They offer extremely competitive rates, it's incredibly easy to set up an account and savings pot and they regularly keep me updated with rate changes. All in all, a far preferable alternative to many of the high street banks. Reviewed on: 3rd April 2023

Great app and service

Great app easy to use really enjoy the experience Reviewed on: 3rd April 2023

Zopa Savings account

Excellent experience with Zopa! Reviewed on: 3rd April 2023

Easy and fair

Good rates, friendly and easy to set up Reviewed on: 3rd April 2023

Easy and transparent

Easy to set up Can see how my money is performing at any time Interest is auto adjusted with the market rates so I don't have to monitor and shop around Reviewed on: 3rd April 2023

Very pleased

Easy service, very satisfying. Thank you Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from OakNorth 4.93 from 663 reviews
Savings
from Bath Building Society 4.73 from 2298 reviews
Junior instant access savings
from London Plus Credit Union 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1532 reviews
Current account
from Zopa 4.94 from 5922 reviews
Smart Saver
from Zopa 4.94 from 8031 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub