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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy and fair

Good rates, friendly and easy to set up Reviewed on: 3rd April 2023

Easy and transparent

Easy to set up Can see how my money is performing at any time Interest is auto adjusted with the market rates so I don't have to monitor and shop around Reviewed on: 3rd April 2023

Very pleased

Easy service, very satisfying. Thank you Reviewed on: 3rd April 2023

Great product, easy to use

Easy to open the account, easy to open savings pots. I feel my money is secure. Good interest rates. And they increase it themselves, rather than me have to reapply. Great service and product. Highly recommend Reviewed on: 3rd April 2023

Easy

Very easy App and simple to use! Reviewed on: 3rd April 2023

Excellent bank

Zopa is so easy to use and gives good interest on your savings. Reviewed on: 3rd April 2023

Simple, straight forward and super savings

I opened up a fixed-term saving account for my daughter at the height of inflation; the entire application process was incredibly straightforward, the rates were brilliant and I now have clear visibility on that money and its earnings. Reviewed on: 3rd April 2023

Great rates-like mates!

Love my Zopa account, great rates from a great company. Feels like you're dealing with your mates! I get so excited waiting to see my monthly profit coming in. Keep up the good work guys! Reviewed on: 3rd April 2023

Easy and Safe saving account

It was so easy to open the account to keep some of my savings which is also protected by the FSCS. Reviewed on: 3rd April 2023

Great interest rates

One of the best bank to give higher interest rates Reviewed on: 3rd April 2023

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