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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
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Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great product, easy to use

5
Easy to open the account, easy to open savings pots. I feel my money is secure. Good interest rates. And they increase it themselves, rather than me have to reapply. Great service and product. Highly recommend Reviewed on: 3rd April 2023
Sara Smith-Waring's avatar
Sara Smith-Waring

Easy

5
Very easy App and simple to use! Reviewed on: 3rd April 2023
Chris Taylor's avatar
Chris Taylor

Excellent bank

5
Zopa is so easy to use and gives good interest on your savings. Reviewed on: 3rd April 2023
Susan Loach's avatar
Susan Loach

Simple, straight forward and super savings

5
I opened up a fixed-term saving account for my daughter at the height of inflation; the entire application process was incredibly straightforward, the rates were brilliant and I now have clear visibility on that money and its earnings. Reviewed on: 3rd April 2023
James Mead's avatar
James Mead

Great rates-like mates!

5
Love my Zopa account, great rates from a great company. Feels like you're dealing with your mates! I get so excited waiting to see my monthly profit coming in. Keep up the good work guys! Reviewed on: 3rd April 2023
Antony's avatar
Antony

Easy and Safe saving account

5
It was so easy to open the account to keep some of my savings which is also protected by the FSCS. Reviewed on: 3rd April 2023
Jinnie's avatar
Jinnie

Great interest rates

5
One of the best bank to give higher interest rates Reviewed on: 3rd April 2023
Silvain 's avatar
Silvain

Great rates and even better communication

5
The rates seem to be the best on the market and the way they communicate updates is so clear and easy to understand. Reviewed on: 3rd April 2023
L's avatar
L

Excellent bank

5
A great bank with easy to use App. Competitive rates that are regularly reviewed. Excellent service Reviewed on: 3rd April 2023
Peter Campbell's avatar
Peter Campbell

Easy to set up account

5
Setting up a new fixed term savings account is easy to do via the app Reviewed on: 3rd April 2023
david halliwell's avatar
david halliwell

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