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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy and Safe saving account

It was so easy to open the account to keep some of my savings which is also protected by the FSCS. Reviewed on: 3rd April 2023

Great interest rates

One of the best bank to give higher interest rates Reviewed on: 3rd April 2023

Great rates and even better communication

The rates seem to be the best on the market and the way they communicate updates is so clear and easy to understand. Reviewed on: 3rd April 2023

Excellent bank

A great bank with easy to use App. Competitive rates that are regularly reviewed. Excellent service Reviewed on: 3rd April 2023

Easy to set up account

Setting up a new fixed term savings account is easy to do via the app Reviewed on: 3rd April 2023

Better than the High Street Bank's

Simple Smart Spot on . Definitely recommend Reviewed on: 3rd April 2023

I can't fault it

Good interest rates, easy to use app, good communication. Reviewed on: 3rd April 2023

Simple straightforward

Very easy to set up, and simple to manage , great product Reviewed on: 3rd April 2023

Competitive returns with good customer service

Zopa offers competitive rates of interest for a product that is simple, easy to understand, easy to set up and is supported by good customer service if needed Reviewed on: 3rd April 2023

Easy Peasy

So easy to set up online, even though I'm not very good at it, easy to understand, can see my meagre savungs growing faster than with my own bank, would highly recommend this product! Reviewed on: 3rd April 2023

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