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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Better than the High Street Bank's

Simple Smart Spot on . Definitely recommend Reviewed on: 3rd April 2023

I can't fault it

Good interest rates, easy to use app, good communication. Reviewed on: 3rd April 2023

Simple straightforward

Very easy to set up, and simple to manage , great product Reviewed on: 3rd April 2023

Competitive returns with good customer service

Zopa offers competitive rates of interest for a product that is simple, easy to understand, easy to set up and is supported by good customer service if needed Reviewed on: 3rd April 2023

Easy Peasy

So easy to set up online, even though I'm not very good at it, easy to understand, can see my meagre savungs growing faster than with my own bank, would highly recommend this product! Reviewed on: 3rd April 2023

Saving Account

Very easy to sign. Different choices to set the saving goal. Easy to use app. Reviewed on: 3rd April 2023

great service

set up the App and your off ! very easy to use Reviewed on: 3rd April 2023

The best fixed savings account

This account is so flexible compared to other fixed accounts. There are so many different options and it’s so easy to get access to your money while benefiting from excellent interest rates! Can’t recommend enough Reviewed on: 3rd April 2023

Great bank

Pass on interest rate rise as soon as it occurs Reviewed on: 3rd April 2023

Shows good promise

A decent, simple savings app which can give high-interest rates for your savings. Still a little bit lacking in features though. Reviewed on: 3rd April 2023

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