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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Great rates and even better communication

5
The rates seem to be the best on the market and the way they communicate updates is so clear and easy to understand. Reviewed on: 3rd April 2023

Excellent bank

5
A great bank with easy to use App. Competitive rates that are regularly reviewed. Excellent service Reviewed on: 3rd April 2023

Easy to set up account

5
Setting up a new fixed term savings account is easy to do via the app Reviewed on: 3rd April 2023

Better than the High Street Bank's

5
Simple Smart Spot on . Definitely recommend Reviewed on: 3rd April 2023

I can't fault it

5
Good interest rates, easy to use app, good communication. Reviewed on: 3rd April 2023

Simple straightforward

5
Very easy to set up, and simple to manage , great product Reviewed on: 3rd April 2023

Competitive returns with good customer service

5
Zopa offers competitive rates of interest for a product that is simple, easy to understand, easy to set up and is supported by good customer service if needed Reviewed on: 3rd April 2023

Easy Peasy

5
So easy to set up online, even though I'm not very good at it, easy to understand, can see my meagre savungs growing faster than with my own bank, would highly recommend this product! Reviewed on: 3rd April 2023

Saving Account

5
Very easy to sign. Different choices to set the saving goal. Easy to use app. Reviewed on: 3rd April 2023

great service

5
set up the App and your off ! very easy to use Reviewed on: 3rd April 2023

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