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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

The best fixed savings account

5
This account is so flexible compared to other fixed accounts. There are so many different options and it’s so easy to get access to your money while benefiting from excellent interest rates! Can’t recommend enough Reviewed on: 3rd April 2023

Great bank

5
Pass on interest rate rise as soon as it occurs Reviewed on: 3rd April 2023

Shows good promise

4
A decent, simple savings app which can give high-interest rates for your savings. Still a little bit lacking in features though. Reviewed on: 3rd April 2023

Great rates

5
Zopa offers great rates and the app is really easy to use. Reviewed on: 3rd April 2023

Zopa Savings

5
So easy to setup multiple savings pots. So easy to transfer and great rates. Reviewed on: 3rd April 2023

great interest and great app!

5
very simple, easy to use and love it! Reviewed on: 3rd April 2023

Savings

4
Gor the best savings rate , Zopa can't be beaten Reviewed on: 3rd April 2023

Modern

5
Keeps up to date with intrest rate changes so I dont miss out. Reviewed on: 3rd April 2023

Amazing company!

5
Zopa are amazing - they have the best interest rates on the market and a user-friendly app that makes setting up an account and saving so simple. They are constantly bringing out new updates to help customers manage their savings and I have recommended them to all my friends! Reviewed on: 3rd April 2023

Great rate, easy to use!

5
I like the fact that you have different "pots" and can shift money from one to the other. Each pot has a different rate according to how accessible the money is. Great Savings option. Reviewed on: 3rd April 2023

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