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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
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7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Excellent savings account

5
Great app. Fantastic flexible product. The boosted pots is a great idea. Really helpful to deal with. Could not recommend enough. Reviewed on: 20th February 2023

Incredibly easy to set up

5
The App is so easy to use, it’s easy to add money to the account and to remove money by giving notice and waiting for the time period chosen when setting up the account. I love that there a various fixed term accounts to chose from. Reviewed on: 20th February 2023

Simple and effective

5
Simple no hassle savings account Reviewed on: 20th February 2023

good rate of return and an app a pensioner can use! Sorted.

5
good rate of return and an app a pensioner can use! Sorted. Reviewed on: 20th February 2023

Easy to use

5
Simple and easy to use app, reliable. Great interest rates, good customer service. Reviewed on: 20th February 2023

Great savings rates

5
Always keeping on top of the rate changes and stayin competitive. Reviewed on: 20th February 2023

Excellent company

5
Easy to set up and lots of information. Reviewed on: 20th February 2023

Really easy to use. High interest rates

5
I set up a savings account with Zopa after having had a credit card with them. The account is really easy to use, with very good interest rates and I really like that I can put my money into different pockets of accessibility within the account so that I can earn good returns but keep some money easily accessible in case of emergency. Reviewed on: 20th February 2023

Simple Savvy Savings

5
Opening a savings account with Zopa was easy fast and secure. Offering one of the best interest rates on the market. It was a no brained! Reviewed on: 20th February 2023

Clear and easy

4
Great service- seems clear and easy to use. Transaction information is slightly delayed on the app though. Reviewed on: 20th February 2023

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