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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

good rate of return and an app a pensioner can use! Sorted.

good rate of return and an app a pensioner can use! Sorted. Reviewed on: 20th February 2023

Easy to use

Simple and easy to use app, reliable. Great interest rates, good customer service. Reviewed on: 20th February 2023

Great savings rates

Always keeping on top of the rate changes and stayin competitive. Reviewed on: 20th February 2023

Excellent company

Easy to set up and lots of information. Reviewed on: 20th February 2023

Really easy to use. High interest rates

I set up a savings account with Zopa after having had a credit card with them. The account is really easy to use, with very good interest rates and I really like that I can put my money into different pockets of accessibility within the account so that I can earn good returns but keep some money easily accessible in case of emergency. Reviewed on: 20th February 2023

Simple Savvy Savings

Opening a savings account with Zopa was easy fast and secure. Offering one of the best interest rates on the market. It was a no brained! Reviewed on: 20th February 2023

Clear and easy

Great service- seems clear and easy to use. Transaction information is slightly delayed on the app though. Reviewed on: 20th February 2023

A very Creditable Company

I feel that Zopa is a very credit worthy company as they are careful who they lend and use checks to confirm people are able to afford what they are asking for which is the way of a creditable bank. I also feel that they have very good savings that are available and update the interest rates quicker than most banks do therefore making them the right bank to use. Reviewed on: 20th February 2023

Excellent savings account

Fantastic account for saving! Easy to use! Reviewed on: 20th February 2023

A good rate and easy to switch to different products.

Easy to set up and I like the idea of the pots. A good rate. Reviewed on: 20th February 2023

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