Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

View other Zopa products

4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Fixed term savings account reviews (1790)

Recommended it to all my friend

Great savings, easy to access and monitor from the app. 10/10 very happy with the product. Reviewed on: 20th February 2023

Very good bank

Easy to use and very good rate of interest Reviewed on: 20th February 2023

Easy to use, great interest rates

I was initially a bit concerned about putting my money in an online-only account but have been very impressed with the ease of use and the good interest rates have provided me with an excellent interest payment already. Reviewed on: 20th February 2023

Lovely App and great rates

Simple to use app, that's really intuitive and very competitive rates, big thumbs up! Reviewed on: 20th February 2023

Excellence method to save.

I have been looking at saving accounts for long time and have found the right one due to difficulties with my current one and interest. When I can across Zopa I was really pleased to see such positive reviews that I didn’t think back from it. I have recommended it to many people and think it’s a great method for saving. I would never go back to another one Reviewed on: 20th February 2023

very attractive interest rates

monthly extra earned interest is a big help in the current times. Reviewed on: 20th February 2023

Great

Easy to use, good interest on savings, would recommend. Reviewed on: 20th February 2023

Excellent savings account

Great app. Fantastic flexible product. The boosted pots is a great idea. Really helpful to deal with. Could not recommend enough. Reviewed on: 20th February 2023

Incredibly easy to set up

The App is so easy to use, it’s easy to add money to the account and to remove money by giving notice and waiting for the time period chosen when setting up the account. I love that there a various fixed term accounts to chose from. Reviewed on: 20th February 2023

Simple and effective

Simple no hassle savings account Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Post Office 1.56 from 44 reviews
Savings Account
from first direct 4.54 from 19 reviews
Children's savings accounts
from Nottingham Building Society 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5802 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub