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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

ZOPA NOT YOUR USUAL BANK

5
Excellent service offered a great rate and no jargon just straight forward communication Reviewed on: 20th February 2023

Great service

5
Good returns and always easy to use Reviewed on: 20th February 2023

Great service

5
Easy to use and always great returns Reviewed on: 20th February 2023

Super simple and great app

5
Looked for a medium term account with a good rate and decent app and this fits the bill - highly recommend Reviewed on: 20th February 2023

I am looking more up interested from my saving account and I am expecting from you

1
Rice up the interested from saving account please wat sance is from me to bay property Reviewed on: 20th February 2023

Best British Bank

5
Easy to use and best interest rates. Yet to find a better Bank to keep my money safe and growing. Reviewed on: 20th February 2023

Easy to use, works perfectly for my needs.

5
I’ve done a few transfers and use this account for my retirement savings. Reviewed on: 20th February 2023

Matured fixed savings account needs action to get back

1
Opened a fixed saver. Upon maturity the money just remained on their website account, without access via their app. Basically the money was forgotten for months until i tried to open a new fixed saver. It would have been better if they had returned the money to the nominated account, or the online savings app, upon maturity. Reviewed on: 20th February 2023

Easy and competitive savings

5
Love the products on offer and rates, and ease! Reviewed on: 20th February 2023

Overall Great to Deal With

5
So easy to deal with and they also give great returns on your savings Reviewed on: 20th February 2023

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