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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Good interest rates

Very easy to use and interest rates are attractive! Reviewed on: 20th February 2023

Flexible value

Easy to set up. We've used zopa in its p2p days. Quick to update changes and communication always excellent. Reviewed on: 20th February 2023

Easy and simple

Transferred over some savings because of the competitive interest rates. Ive found the app is really easy convenient to use. Reviewed on: 20th February 2023

Really easy to use and quick

Got a few fixed and smart savings account with zopa. The withdrawals are very easy and quick and everything is easy to set up Reviewed on: 20th February 2023

Awesome.

V v easy to use, and extremely decent headline savings rate. Also used for PCP credit on recent car service, and service was immense. Would recommend all day long. Tried using another bank for savings and was tedious with set up process, so canned it and jumped on line with Zopa, and it was totally sorted in no time. Reviewed on: 20th February 2023

Efficiency trumps everything

Opening a bank account online is simple and fast, and at the same time earns ideal and reasonable interest. Reviewed on: 20th February 2023

Excellent service, best around!

Zopa is great, incredible account with outstanding service. Very easy to use! Reviewed on: 20th February 2023

Easy to use bank

The app is really easy and friendly to use - interest rates are almost market leading. Reviewed on: 20th February 2023

Easy to set up and great service

Very pleased with the performance and ease of use of app Reviewed on: 20th February 2023

Not bad

really good rates. says exactly what it says on the tin. Reviewed on: 20th February 2023

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