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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Quick and efficient

5
Good products and super quick and efficient customer experience! Reviewed on: 20th February 2023

Good

5
a good way to save money and manage money. it's convenient and easy to use. and there are various options that you can choose the one fit your plan the most Reviewed on: 20th February 2023

Quick & easy!

5
Dead quick and easy to set up an account. Good interest rates and easy to add or withdraw money! Reviewed on: 20th February 2023

Great savings app!

5
Really quick and easy to set up savings account and app is easy to use. Had one of the best interest rates around too! Reviewed on: 20th February 2023

Good rate of return

5
1 Yr fixed. Very easy to open and high rate of interest fixed for 1 yr Reviewed on: 20th February 2023

Money is finally working for itself

5
Great offers and good rates. Much better rates than main banks Reviewed on: 20th February 2023

Super

5
Everything about Zopa is easy, from opening an account to making pots to save for specific things. In addition, the rate is really good too. Reviewed on: 20th February 2023

Zopa very easy to use

4
Easy to set up an account, competitive interest rates, no issues Reviewed on: 20th February 2023

Good interest rates

5
Very easy to use and interest rates are attractive! Reviewed on: 20th February 2023

Flexible value

5
Easy to set up. We've used zopa in its p2p days. Quick to update changes and communication always excellent. Reviewed on: 20th February 2023

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