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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great savings app!

Really quick and easy to set up savings account and app is easy to use. Had one of the best interest rates around too! Reviewed on: 20th February 2023

Good rate of return

1 Yr fixed. Very easy to open and high rate of interest fixed for 1 yr Reviewed on: 20th February 2023

Money is finally working for itself

Great offers and good rates. Much better rates than main banks Reviewed on: 20th February 2023

Super

Everything about Zopa is easy, from opening an account to making pots to save for specific things. In addition, the rate is really good too. Reviewed on: 20th February 2023

Zopa very easy to use

Easy to set up an account, competitive interest rates, no issues Reviewed on: 20th February 2023

Good interest rates

Very easy to use and interest rates are attractive! Reviewed on: 20th February 2023

Flexible value

Easy to set up. We've used zopa in its p2p days. Quick to update changes and communication always excellent. Reviewed on: 20th February 2023

Easy and simple

Transferred over some savings because of the competitive interest rates. Ive found the app is really easy convenient to use. Reviewed on: 20th February 2023

Really easy to use and quick

Got a few fixed and smart savings account with zopa. The withdrawals are very easy and quick and everything is easy to set up Reviewed on: 20th February 2023

Awesome.

V v easy to use, and extremely decent headline savings rate. Also used for PCP credit on recent car service, and service was immense. Would recommend all day long. Tried using another bank for savings and was tedious with set up process, so canned it and jumped on line with Zopa, and it was totally sorted in no time. Reviewed on: 20th February 2023

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