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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Very good service

4
All the time resolve my issue and give evry answer I ask them the resolve my issue Reviewed on: 21st February 2023

Works well

5
Easy to use. Small amounts to use are available so easier to pay back and manage. No pressure to ask for more. Reviewed on: 21st February 2023

Amazing service

5
Amazing service and support, always notifying of changes and products available. Clear conditions and the app works perfectly. Reviewed on: 21st February 2023

Amaizng

5
Such a great company 1 of the best I have been with any problems they have always helped me sort my problems would 100% recommend them Reviewed on: 21st February 2023

Apply before u know

4
Beginning it's ok but now they are keep changing interest rate. Reviewed on: 21st February 2023

Good service

4
Effecient communications and actions as promised Reviewed on: 21st February 2023

Simple to use

5
I haven't strayed away from the Big 5 banks before but was fed up with such little interest on my savings. I downloaded Zopa Appafter reading MSE onto my phone and it was so easy to use and a much better rate of interest. I love the different savings pots, giving lots of flexibility for my savings. Reviewed on: 21st February 2023

Simple!

5
Easy to access, clear, straightforward, what more could you want?! Reviewed on: 21st February 2023

Praise for Zopa!!

5
Easy to use, great rates and clear communication!!! Reviewed on: 21st February 2023

Easy to set up

5
Opened my account as recommened by Martin Lewis, information was easy to understand, with everything i needed to know. Reviewed on: 21st February 2023

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