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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Good service

4
Effecient communications and actions as promised Reviewed on: 21st February 2023

Simple to use

5
I haven't strayed away from the Big 5 banks before but was fed up with such little interest on my savings. I downloaded Zopa Appafter reading MSE onto my phone and it was so easy to use and a much better rate of interest. I love the different savings pots, giving lots of flexibility for my savings. Reviewed on: 21st February 2023

Simple!

5
Easy to access, clear, straightforward, what more could you want?! Reviewed on: 21st February 2023

Praise for Zopa!!

5
Easy to use, great rates and clear communication!!! Reviewed on: 21st February 2023

Easy to set up

5
Opened my account as recommened by Martin Lewis, information was easy to understand, with everything i needed to know. Reviewed on: 21st February 2023

Great all round service

5
Good customer service agents great option's for savers & much more Reviewed on: 21st February 2023

Best Interests

5
High interest rate, easy to use and well organised Reviewed on: 21st February 2023

Quick and efficient

5
Good products and super quick and efficient customer experience! Reviewed on: 20th February 2023

Good

5
a good way to save money and manage money. it's convenient and easy to use. and there are various options that you can choose the one fit your plan the most Reviewed on: 20th February 2023

Quick & easy!

5
Dead quick and easy to set up an account. Good interest rates and easy to add or withdraw money! Reviewed on: 20th February 2023

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