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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Simple Savvy Savings

Opening a savings account with Zopa was easy fast and secure. Offering one of the best interest rates on the market. It was a no brained! Reviewed on: 20th February 2023

Clear and easy

Great service- seems clear and easy to use. Transaction information is slightly delayed on the app though. Reviewed on: 20th February 2023

A very Creditable Company

I feel that Zopa is a very credit worthy company as they are careful who they lend and use checks to confirm people are able to afford what they are asking for which is the way of a creditable bank. I also feel that they have very good savings that are available and update the interest rates quicker than most banks do therefore making them the right bank to use. Reviewed on: 20th February 2023

Excellent savings account

Fantastic account for saving! Easy to use! Reviewed on: 20th February 2023

A good rate and easy to switch to different products.

Easy to set up and I like the idea of the pots. A good rate. Reviewed on: 20th February 2023

Easy and great rates

So simple and easy to use, puts others to shame Reviewed on: 20th February 2023

Good interest rates

Easy to use, nice interface, and good interest rates. Overall a good savings account Reviewed on: 20th February 2023

Amazing rates

Best rates around for savings. We have a number of savings accounts with Zopa but the rate on their fixed term saver was too good to miss Reviewed on: 20th February 2023

good interests & easy use

Zopa is great, it was easy to open the accounts and has good interest rates Reviewed on: 20th February 2023

So easy to use

Easy to use and has actually ensured I stick to my monthly savings instead of dipping into it each month Reviewed on: 20th February 2023

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