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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Excellent bank

5
I've had no problems with using the banking app and I'm very happy with the interest rate Reviewed on: 20th February 2023

Very easy to use

5
Easy to use and keeps you up to date Reviewed on: 20th February 2023

Great and easy to use

5
Makes saving very simple Easy deposited and make good returns Reviewed on: 20th February 2023

Easy to use product

5
The savings accounts offered have very competitive rates and are really easy to manage in the app. I very much recommend. Reviewed on: 20th February 2023

Zopa good

5
Easy to use and a solid interest rate. Nice stuff Zopa you've done well. Reviewed on: 20th February 2023

brilliant app!

5
This is very easy to use and the interest is paid monthly. there are other great options within the app so you can tailor it to your needs. thoroughly recommend ( as did Martin Lewis!) Reviewed on: 20th February 2023

An amazing bank zopa

5
Great customer service support team at your service and excellent saving interest rates would recommend to friends and family. Reviewed on: 20th February 2023

best saving rate

4
the rate is competitive and rewarding Reviewed on: 20th February 2023

Good rates, easy to use.

5
Easy to use app, pass on rates quickly. Reviewed on: 20th February 2023

Great savings account

5
I’ve used Zopa for over a month and it’s been very useful and easy for saving and gaining interest on my money! Reviewed on: 20th February 2023

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