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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to use product

5
The savings accounts offered have very competitive rates and are really easy to manage in the app. I very much recommend. Reviewed on: 20th February 2023
Sean Meritt's avatar
Sean Meritt

Zopa good

5
Easy to use and a solid interest rate. Nice stuff Zopa you've done well. Reviewed on: 20th February 2023
Guy Taylor's avatar
Guy Taylor

brilliant app!

5
This is very easy to use and the interest is paid monthly. there are other great options within the app so you can tailor it to your needs. thoroughly recommend ( as did Martin Lewis!) Reviewed on: 20th February 2023
Julia's avatar
Julia

An amazing bank zopa

5
Great customer service support team at your service and excellent saving interest rates would recommend to friends and family. Reviewed on: 20th February 2023
Darush Rashidi's avatar
Darush Rashidi

best saving rate

4
the rate is competitive and rewarding Reviewed on: 20th February 2023
yclau's avatar
yclau

Good rates, easy to use.

5
Easy to use app, pass on rates quickly. Reviewed on: 20th February 2023
Christopher Vassilas's avatar
Christopher Vassilas

Great savings account

5
I’ve used Zopa for over a month and it’s been very useful and easy for saving and gaining interest on my money! Reviewed on: 20th February 2023
Isabelle's avatar
Isabelle

Easy to use!

5
I love the way I can get a higher interest rate by locking down a portion of my savings without having to lock everything. 10/10 Reviewed on: 20th February 2023
Jamie's avatar
Jamie

Great savings account

5
Really think the savings account where you can’t touch your savings without giving 3 months notice is a great idea and makes saving become more productive. Reviewed on: 20th February 2023
Ross Smith's avatar
Ross Smith

Brilliant in all fields

5
Zopa has customer service interest rates accessibility and products honed to a tee. Brilliant all round thank you Reviewed on: 20th February 2023
Stuart 's avatar
Stuart

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