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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Simplicity

Simple to use making saving simpler and easier to understand. No confusion, everything explained in a way almost everyone will understand. Reviewed on: 20th February 2023

Excellent online account

Had a great time experience so far with online account. Great to see the interest can be boosted easily and watching the interest grow monthly is motivating! Reviewed on: 20th February 2023

great savings account

Easy to use, great app for anyone to use Reviewed on: 20th February 2023

Great

I opened my zopa savings account last month after a little bit of research into the best ones. It was quick and easy and I can check on my account simply by logging onto my app. I am very happy with every aspect and would highly recommend to anyone. Reviewed on: 20th February 2023

Enjoy seeing the interest adding up

Easy to set up on the phone. Can always see what’s happening. Puts you in charge of your money Reviewed on: 20th February 2023

Easy way to get top savings rate

The whole experience has been great - from quick opening of the account to allocation of money into savings pots and withdrawals. Reviewed on: 20th February 2023

Effortless application

Very easy and straightforward banking via a well presented spp Reviewed on: 20th February 2023

Very easy, great app

Zopa savings account was very quick and easy to set up. The app works very smoothly and is simple to use. The range of fixed term savings and interest rates available is great Reviewed on: 20th February 2023

Great rates

Great rates which change as quickly as the base rate changes. Thanks Reviewed on: 20th February 2023

Easy transfer for better interest

So quick, so easy and so much better interest rate on my savings than the high street bank I was using previously. Would definitely recommend - have already recommended. Reviewed on: 20th February 2023

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