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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Excellent product for savings

Excellent and seamless fixed deposit to earn better interest Reviewed on: 20th February 2023

Easy bank for savings

New customer to Zopa, but setup was very easy and communications with support helpful. Reviewed on: 20th February 2023

Excellent terms good interest rates

Easy to add to accounts prompt response Reviewed on: 20th February 2023

Great app

Great app bank with great interest rates Reviewed on: 20th February 2023

Highly Recommend

Great rates, easy to use app and great service Reviewed on: 20th February 2023

Great rates for one year fixed term savings.

Opened a one year fixed term account. Was given two weeks to add more funds, on top of that an extra 2 weeks interest added to the term. Payment linking from current account and money transfer to Zopa was a breeze to set up. Reviewed on: 20th February 2023

Simple to use and great for managing spending

I signed up to Zopa over a year about now and have been using it to save up for various things including holiday and emergency spending. It's so easy to use and set up new pots of money for whatever needs I have. I find it quick to transfer money in and also between accounts. The app is very well build and intuitive to use. Rates are also much better than many places. Highly recommend! Reviewed on: 20th February 2023

Zopa review

Good interest rates but 20 minute delay to transfer money Reviewed on: 20th February 2023

Amazing Service

I am on my second fixed term savings account with Zopa. Everything is so quick and easy, no fuss. The Zopa app is great and so easy to use. Reviewed on: 20th February 2023

New banking experience

Quick easy to use service. Moved from my old company that I'd been with for 40 years. Very impressed. Reviewed on: 20th February 2023

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