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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Great rates for one year fixed term savings.

Opened a one year fixed term account. Was given two weeks to add more funds, on top of that an extra 2 weeks interest added to the term. Payment linking from current account and money transfer to Zopa was a breeze to set up. Reviewed on: 20th February 2023

Simple to use and great for managing spending

I signed up to Zopa over a year about now and have been using it to save up for various things including holiday and emergency spending. It's so easy to use and set up new pots of money for whatever needs I have. I find it quick to transfer money in and also between accounts. The app is very well build and intuitive to use. Rates are also much better than many places. Highly recommend! Reviewed on: 20th February 2023

Zopa review

Good interest rates but 20 minute delay to transfer money Reviewed on: 20th February 2023

Amazing Service

I am on my second fixed term savings account with Zopa. Everything is so quick and easy, no fuss. The Zopa app is great and so easy to use. Reviewed on: 20th February 2023

New banking experience

Quick easy to use service. Moved from my old company that I'd been with for 40 years. Very impressed. Reviewed on: 20th February 2023

Competitive savings account

Really clear explanation of what the account was with competitive rates. Easy to set up and monitor within the app. Reviewed on: 20th February 2023

Easy & fast service

Very easy to use app, quick set up. Great choice of products Reviewed on: 20th February 2023

Zopa it's great

A fantastic easy to use company with high interest rates Reviewed on: 20th February 2023

I love Zopa

So easy to deal with, and the best interest rates. What more could you want when it comes to saving?! Reviewed on: 20th February 2023

precise and easy savings account

Opening the account is easy. All the most important information is given in a precise forthright way. They are the first ones to increase the interest rate when BOE does so. Overall very happy with the service. Can’t fault them. Reviewed on: 20th February 2023

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