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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Competitive savings account

5
Really clear explanation of what the account was with competitive rates. Easy to set up and monitor within the app. Reviewed on: 20th February 2023

Easy & fast service

5
Very easy to use app, quick set up. Great choice of products Reviewed on: 20th February 2023

Zopa it's great

5
A fantastic easy to use company with high interest rates Reviewed on: 20th February 2023

I love Zopa

5
So easy to deal with, and the best interest rates. What more could you want when it comes to saving?! Reviewed on: 20th February 2023

precise and easy savings account

5
Opening the account is easy. All the most important information is given in a precise forthright way. They are the first ones to increase the interest rate when BOE does so. Overall very happy with the service. Can’t fault them. Reviewed on: 20th February 2023

All around amazing

5
Just started saving recently and Zopa offers the best AER out there compared to its competitors (Marcus, Chase, etc). The app is super easy to use for people who just started saving. It's intuitive, i feel motivated and in control of my savings! Reviewed on: 20th February 2023

Great app

5
Great app, really easy to use and move money between pots Reviewed on: 20th February 2023

Great - no problems at all

5
Easy to open accounts and the app is very user friendly Reviewed on: 20th February 2023

Highly recommend Zopa

5
So user friendly, love the app. Great interest rate gives me a boost in my income each month! Reviewed on: 20th February 2023

Fantastic fixed term savings account!

5
Recently opened an account with Zopa. Great rates on their fixed term saving account. App is easy to use, the whole process of setting it all up has been very smooth. I highly recommend! Reviewed on: 20th February 2023

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