Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

Good rates

4
Very easy to use and open accounts and the rates are very competitive Reviewed on: 20th February 2023

Savings account

5
It's so easy to save with zopa and it's quick and easy to set up your own account Reviewed on: 20th February 2023

Great option for saving

4
The user-friendly interface has made my Zopa experience very easy and highly effective, enabling me to monitor and grow my savings with ease. Would highly recommend to anyone wanting to start up a savings account. Reviewed on: 20th February 2023

Solid product

4
Good product - does what it says on the tin but the app is easy to follow and very intuitive Reviewed on: 20th February 2023

Excellent

5
Great app easy to use and good rates Reviewed on: 20th February 2023

Great product

5
Easy to open and manage. Very happy. Reviewed on: 20th February 2023

Great savings account

5
Easy to set up and clear interest in savings Reviewed on: 20th February 2023

Simple good product with rates that reflect the real world

5
Simple product, good interest rates. These rates are increased quickly in response to market changes benefiting the customer unlike high streets where rate increases can be delayed by weeks or months Reviewed on: 20th February 2023

Great Banking

5
A crisp efficient online banking experience with great rates for saving Reviewed on: 20th February 2023

Easy

5
Easy to use, would recommend to others Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5794 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products