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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Simple good product with rates that reflect the real world

Simple product, good interest rates. These rates are increased quickly in response to market changes benefiting the customer unlike high streets where rate increases can be delayed by weeks or months Reviewed on: 20th February 2023

Great Banking

A crisp efficient online banking experience with great rates for saving Reviewed on: 20th February 2023

Easy

Easy to use, would recommend to others Reviewed on: 20th February 2023

Great interest

Competitive rates and easy to use app Reviewed on: 20th February 2023

Best savings rate going!

Really easy to use app and great features to split your money into separate saving pots. All whilst having one of the best rates out there! Reviewed on: 20th February 2023

No Hassle Savings

Easy to use, simple to move money between accounts and set up different fixed terms between pots Reviewed on: 20th February 2023

So easy!

Love how easy it is to save through the app Reviewed on: 20th February 2023

Amazing, the smarter way to save

I thought I could only use my banks ISA to save money smarter but after a friend recommended Zopa I switched instantly. Their interest rates are amazing and I even had the option to plan for longer savings too at a much higher interest rate. Thanks to Zopa I can now afford to go on a much needed holiday with the savings I have put away. If you haven’t switched to a Zopa account, why? It’s super simple and easy to do. Don’t miss out. Reviewed on: 20th February 2023

Excellent Raes

Really good interest rates and easy to access on the banking app Reviewed on: 20th February 2023

Value for service

Happy with their saving rate and services. They produce statements and is handy to have em. Reviewed on: 20th February 2023

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