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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great interest

Competitive rates and easy to use app Reviewed on: 20th February 2023

Best savings rate going!

Really easy to use app and great features to split your money into separate saving pots. All whilst having one of the best rates out there! Reviewed on: 20th February 2023

No Hassle Savings

Easy to use, simple to move money between accounts and set up different fixed terms between pots Reviewed on: 20th February 2023

So easy!

Love how easy it is to save through the app Reviewed on: 20th February 2023

Amazing, the smarter way to save

I thought I could only use my banks ISA to save money smarter but after a friend recommended Zopa I switched instantly. Their interest rates are amazing and I even had the option to plan for longer savings too at a much higher interest rate. Thanks to Zopa I can now afford to go on a much needed holiday with the savings I have put away. If you haven’t switched to a Zopa account, why? It’s super simple and easy to do. Don’t miss out. Reviewed on: 20th February 2023

Excellent Raes

Really good interest rates and easy to access on the banking app Reviewed on: 20th February 2023

Value for service

Happy with their saving rate and services. They produce statements and is handy to have em. Reviewed on: 20th February 2023

A no frills bank.

An easy to use app and good interest rates offered for fixed term savings. Reviewed on: 20th February 2023

Great App, Great Rate

The Zopa app is very easy to use, all transactions are completed very quickly and the interest rate is very competitive Reviewed on: 20th February 2023

Who else?

Who else provides that level of return? Banks don’t. Zopa does. Anything to help beat inflation (to some extent)! Reviewed on: 20th February 2023

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