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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

A clean, concise site with regular updates.

A clean, concise site with regular updates. Interest is added monthly giving added incentive to safe - you don’t have to wait a year to find out how much interest you have accrued. Reviewed on: 9th January 2024

MY ZOPA EXPERIENCE

IT WAS VERY EASY TO OPEN AN ACCOUNT WITH THEM, VERY EASY TO RUN THE ACCOUNT, THE APP IS CLEARLY SET OUT AND EASY TO USE AND VERY GOOD INTEREST RATES Reviewed on: 9th January 2024

Excellent interest rates.

Excellent interest rates. Extremely easy to use app.good choice of products and excellent service provided when needed. Reviewed on: 8th January 2024

Great 2 year fixed saver

Been with Zopa for a 2yr fixed rate which matured in December and just reinvested for a further 2yr fixed chose a great rate and know exactly how much interest I get back at end of term also knowing that money is covered by FCA so worry free saving great savings and choice Reviewed on: 8th January 2024

Great service from start to finish.

Great service from start to finish. Very easy to do online. Reviewed on: 8th January 2024

Great customer service and extremely easy to use.

Great customer service and extremely easy to use. Reviewed on: 8th January 2024

Great fixed rates

Great fixed rates 1 to.5 years.and isa fixed also. Easy to.use and.access. Reviewed on: 8th January 2024

Setting up my savings account was easy

Setting up my savings account was easy & I am able to name my pots in line with what I am saving for Reviewed on: 8th January 2024

Great company, with good rates etc.

Great company, with good rates etc. Reviewed on: 8th January 2024

Was with them for p2p lending when that ended they h...

Was with them for p2p lending when that ended they had best savings rate and easy to use portal....im very much one of there smart clients and have been using zopa since they commence Reviewed on: 8th January 2024

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