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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great 2 year fixed saver

5
Been with Zopa for a 2yr fixed rate which matured in December and just reinvested for a further 2yr fixed chose a great rate and know exactly how much interest I get back at end of term also knowing that money is covered by FCA so worry free saving great savings and choice Reviewed on: 8th January 2024

Great service from start to finish.

5
Great service from start to finish. Very easy to do online. Reviewed on: 8th January 2024

Great customer service and extremely easy to use.

5
Great customer service and extremely easy to use. Reviewed on: 8th January 2024

Great fixed rates

5
Great fixed rates 1 to.5 years.and isa fixed also. Easy to.use and.access. Reviewed on: 8th January 2024

Setting up my savings account was easy

5
Setting up my savings account was easy & I am able to name my pots in line with what I am saving for Reviewed on: 8th January 2024

Great company, with good rates etc.

5
Great company, with good rates etc. Reviewed on: 8th January 2024

Was with them for p2p lending when that ended they h...

5
Was with them for p2p lending when that ended they had best savings rate and easy to use portal....im very much one of there smart clients and have been using zopa since they commence Reviewed on: 8th January 2024

I would recommend zopa to anyone, I really cannot fa...

5
I would recommend zopa to anyone, I really cannot fault it! Reviewed on: 8th January 2024

Always sorted out any pr easy-seems simple banking

4
Always sorted out any pr easy-seems simple banking Reviewed on: 8th January 2024

Absolutely thrilled!

5
Absolutely thrilled! Five stars for a hassle-free, savings bonanza! Reviewed on: 8th January 2024

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