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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Simple and intuitive

5
Simple and intuitive to use &. Best rates on the UK scene when I wanted to invest. Reviewed on: 9th January 2024

Clear and Easy App to Navigate

5
Easy to use app. Good choice of financial products with excellent interest rates. Reviewed on: 9th January 2024

A clean, concise site with regular updates.

5
A clean, concise site with regular updates. Interest is added monthly giving added incentive to safe - you don’t have to wait a year to find out how much interest you have accrued. Reviewed on: 9th January 2024

MY ZOPA EXPERIENCE

5
IT WAS VERY EASY TO OPEN AN ACCOUNT WITH THEM, VERY EASY TO RUN THE ACCOUNT, THE APP IS CLEARLY SET OUT AND EASY TO USE AND VERY GOOD INTEREST RATES Reviewed on: 9th January 2024

Excellent interest rates.

5
Excellent interest rates. Extremely easy to use app.good choice of products and excellent service provided when needed. Reviewed on: 8th January 2024

Great 2 year fixed saver

5
Been with Zopa for a 2yr fixed rate which matured in December and just reinvested for a further 2yr fixed chose a great rate and know exactly how much interest I get back at end of term also knowing that money is covered by FCA so worry free saving great savings and choice Reviewed on: 8th January 2024

Great service from start to finish.

5
Great service from start to finish. Very easy to do online. Reviewed on: 8th January 2024

Great customer service and extremely easy to use.

5
Great customer service and extremely easy to use. Reviewed on: 8th January 2024

Great fixed rates

5
Great fixed rates 1 to.5 years.and isa fixed also. Easy to.use and.access. Reviewed on: 8th January 2024

Setting up my savings account was easy

5
Setting up my savings account was easy & I am able to name my pots in line with what I am saving for Reviewed on: 8th January 2024

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